---
title: "Small Business Bookkeeping Guides (Page 4) | MCC Solutions"
description: "Page 4. Plain-language bookkeeping guides for small businesses: QuickBooks ProAdvisors, reconciliation, catching up, sales tax, payroll, 1099s and more."
url: "https://mcc-solutionsnj.com/bookkeeping/guides/page/4"
---

Bookkeeping guides

# Plain answers to small business bookkeeping questions (page 4)

Short guides from the MCC Solutions desk for New Jersey business owners. General information, not tax or legal advice.

[![Intuit ProAdvisor Gold tier badge](/img/credentials/intuit-proadvisor-gold.png)](https://proadvisor.intuit.com/app/accountant/search?searchId=matthew-coleman77)Gold tier in Intuit's ProAdvisor program. [See my Intuit listing](https://proadvisor.intuit.com/app/accountant/search?searchId=matthew-coleman77)

Keeping your own books? Tallyfinch does invoices, bank import and reports on your computer. [See Tallyfinch](/bookkeeping/mcc-books-downloadable-bookkeeping-software)

## More guides (page 4)

- [How Fractional CFO Pricing Works: Models and Cost Drivers](/bookkeeping/guides/how-fractional-cfo-pricing-works)
- [When to Hire a Fractional CFO: Signs Your Business Is Ready](/bookkeeping/guides/when-to-hire-a-fractional-cfo)
- [How to Build a 13-Week Cash Flow Forecast Step by Step](/bookkeeping/guides/13-week-cash-flow-forecast)
- [How to Prepare a Lender-Ready Financial Package](/bookkeeping/guides/lender-ready-financial-package)
- [KPI Dashboard for Small Business Owners: What to Track](/bookkeeping/guides/kpi-dashboard-for-small-business-owners)
- [Budget vs Actual: How to Run a Monthly Review Meeting](/bookkeeping/guides/budget-vs-actual-monthly-review)
- [Pricing and Margin Analysis for a Small Business](/bookkeeping/guides/pricing-and-margin-analysis-for-small-business)
- [Financial Planning Before Selling or Adding a Partner](/bookkeeping/guides/financial-planning-before-selling-or-bringing-in-a-partner)
- [New Jersey's New Independent Contractor Rule: What Small Businesses Need to Do](/bookkeeping/guides/nj-independent-contractor-rule-abc-test-2026)
- [Moved Between NJ and NYC Mid-Year? How Taxes Work](/bookkeeping/guides/moved-between-nj-and-nyc-mid-year-how-taxes-work)
- [NYC Earned Income Credit: Who Gets It and How](/bookkeeping/guides/nyc-earned-income-credit-who-gets-it)
- [W-2 With Two States: NJ and NY Boxes 15 to 20](/bookkeeping/guides/w-2-with-two-states-nj-and-ny-what-the-boxes-mean)
- [NJ Resident Working in NYC: Do You Owe City Tax?](/bookkeeping/guides/nj-resident-working-in-new-york-city-do-you-owe-city-tax)
- [Mid-Year Move Tax Checklist for New Jersey and New York](/bookkeeping/guides/mid-year-move-tax-checklist-new-jersey-and-new-york)
- [Earned Income Credit With No Children: Age and Rules](/bookkeeping/guides/earned-income-credit-with-no-children-age-and-income-rules)
- [New Jersey Earned Income Tax Credit: How It Works](/bookkeeping/guides/new-jersey-earned-income-tax-credit-how-it-works)
- [W-2 Boxes Explained: What Each Number Means](/bookkeeping/guides/w-2-boxes-explained-for-filers-1-through-14)
- [Got a 1099-K or 1099-NEC? What an Individual Should Do](/bookkeeping/guides/got-a-1099-k-or-1099-nec-as-an-individual-what-to-do)
- [Which Filing Status? Single, Head of Household, Married](/bookkeeping/guides/which-filing-status-single-head-of-household-or-married)
- [Standard Deduction or Itemizing: How to Decide](/bookkeeping/guides/standard-deduction-or-itemizing-how-to-decide)
- [What to Include on an Invoice: A Simple Checklist](/bookkeeping/guides/what-to-include-on-an-invoice)
- [How to Calculate Days Sales Outstanding (DSO)](/bookkeeping/guides/how-to-calculate-days-sales-outstanding)
- [How to Set a Freelance Hourly Rate That Covers Everything](/bookkeeping/guides/how-to-set-a-freelance-hourly-rate)
- [Inventory Turnover Explained: Formula and Examples](/bookkeeping/guides/inventory-turnover-explained)
- [How to Calculate Sales Commission: Flat and Tiered](/bookkeeping/guides/how-to-calculate-sales-commission)
- [How to Calculate a Business Loan Payment and Interest](/bookkeeping/guides/how-to-calculate-a-business-loan-payment)
- [How to Add or Remove Sales Tax From a Price](/bookkeeping/guides/how-to-add-or-remove-sales-tax-from-a-price)
- [Working Capital Explained: Formula, Example and Uses](/bookkeeping/guides/working-capital-explained)
- [Current Ratio and Quick Ratio Explained With Examples](/bookkeeping/guides/current-ratio-and-quick-ratio-explained)
- [Gross Profit vs Net Profit: What Each One Tells You](/bookkeeping/guides/gross-profit-vs-net-profit-explained)
- [How to Set Prices for a Small Business: 3 Methods](/bookkeeping/guides/how-to-set-prices-for-a-small-business)
- [How to Calculate ROI and Payback on a Business Purchase](/bookkeeping/guides/how-to-calculate-roi-on-a-business-purchase)
- [How to Read an Accounts Receivable Aging Report](/bookkeeping/guides/how-to-read-an-accounts-receivable-aging-report)
- [Deferred Revenue for SaaS Companies, Explained](/bookkeeping/guides/deferred-revenue-for-saas-companies-explained)
- [MRR vs Recognized Revenue: What Is the Difference?](/bookkeeping/guides/mrr-vs-recognized-revenue-whats-the-difference)
- [Annual vs Monthly Billing: What It Does to Cash and Books](/bookkeeping/guides/annual-vs-monthly-billing-cash-and-books)
- [SaaS Month-End Close: A Checklist for Software Companies](/bookkeeping/guides/saas-month-end-close-checklist)
- [SaaS Metrics a Bookkeeper Can Hand the Founder](/bookkeeping/guides/saas-metrics-a-bookkeeper-can-hand-the-founder)
- [Chart of Accounts for a SaaS Company: A Practical Setup](/bookkeeping/guides/chart-of-accounts-for-a-saas-company)
- [Which Sales Channel Is Actually Profitable? A Method](/bookkeeping/guides/which-sales-channel-is-actually-profitable)
- [Was That Craft Fair or Pop-Up Worth It? How to Tell](/bookkeeping/guides/was-that-craft-fair-or-pop-up-worth-it)
- [Are My Books Ready for My CPA or a Lender? A Checklist](/bookkeeping/guides/are-my-books-ready-for-my-cpa-or-lender)
- [How to Explain Month-Over-Month Variances in Your Books](/bookkeeping/guides/how-to-explain-month-over-month-variances)
- [Occupancy vs Net Per Night: What Makes a Rental Profitable](/bookkeeping/guides/occupancy-vs-net-per-night-airbnb-profit)
- [Contractor Offer vs Salary: What the Hourly Rate Is Worth](/bookkeeping/guides/contractor-offer-vs-salary-what-it-is-worth)
- [A Client Onboarding Process for a Solo Bookkeeper](/bookkeeping/guides/client-onboarding-process-for-a-solo-bookkeeper)
- [A Lead Follow-Up System for a Solo Service Business](/bookkeeping/guides/lead-follow-up-system-for-a-solo-service-business)
- [Early Warning Signs a Job Is Losing Money Before It Ends](/bookkeeping/guides/signs-a-job-is-losing-money-before-it-ends)
- [HOA Treasurer Bookkeeping Basics for Volunteers](/bookkeeping/guides/hoa-treasurer-bookkeeping-basics)
- [HOA Reserve Fund Explained: Operating vs Reserve](/bookkeeping/guides/hoa-reserve-fund-explained)
- [Collecting Delinquent HOA Dues: A Treasurer's Process](/bookkeeping/guides/collecting-delinquent-hoa-dues)
- [HOA Treasurer's Monthly Board Report Checklist](/bookkeeping/guides/hoa-board-treasurer-report-checklist)
- [How to Build an Annual HOA Budget Step by Step](/bookkeeping/guides/hoa-budget-how-to-build)
- [Special Assessment Bookkeeping for Associations](/bookkeeping/guides/special-assessment-bookkeeping-for-associations)
- [Rental Property Numbers Small Landlords Should Run](/bookkeeping/guides/rental-property-numbers-small-landlords-should-run)
- [Gig Driver Bookkeeping Mistakes to Avoid](/bookkeeping/guides/gig-driver-bookkeeping-mistakes-to-avoid)
- [Journal Entry Practice Problems With Answers](/bookkeeping/guides/journal-entry-practice-problems-with-answers)
- [Adjusting Entries Practice Problems With Answers](/bookkeeping/guides/adjusting-entries-practice-problems-with-answers)
- [Trial Balance Practice Problem With Answers](/bookkeeping/guides/trial-balance-practice-problem-with-answers)
- [Accounting Equation Practice Problems With Answers](/bookkeeping/guides/accounting-equation-practice-problems)

[Page 1](/bookkeeping/guides) · [Page 2](/bookkeeping/guides/page/2) · [Page 3](/bookkeeping/guides/page/3) · **Page 4** · [Page 5](/bookkeeping/guides/page/5)

## Bookkeeping by type of business

- [Bookkeeping for notaries and loan signing agents](/bookkeeping/for/notaries-and-loan-signing-agents)
- [Get your books ready for a mortgage](/bookkeeping/self-employed-books-for-a-mortgage)
- [Bookkeeping for short-term rental hosts](/bookkeeping/for/short-term-rental-hosts)
- [Bookkeeping for small landlords](/bookkeeping/for/small-landlords)
- [Bookkeeping for online sellers](/bookkeeping/for/online-sellers)
- [Bookkeeping for process servers and field contractors](/bookkeeping/for/process-servers-and-field-contractors)
- [Years behind on your books? Start here](/bookkeeping/help/years-behind-on-books)
- [Books that won't reconcile](/bookkeeping/help/books-that-wont-reconcile)
- [Your bookkeeper left a mess](/bookkeeping/help/previous-bookkeeper-left-a-mess)
- [A tax notice arrived and your records are a mess](/bookkeeping/help/tax-notice-need-records)
- [Payroll records that have gone sideways](/bookkeeping/help/payroll-tax-trouble)
- [Sales tax records that don't add up](/bookkeeping/help/sales-tax-catch-up)
- [Get your books ready for a bank or SBA loan](/bookkeeping/help/books-for-a-bank-or-sba-loan)
- [Books for selling (or buying) a business](/bookkeeping/help/books-for-selling-your-business)
- [Partners disagree about the numbers](/bookkeeping/help/partner-or-owner-dispute)
- [Switching accounting software without losing your history](/bookkeeping/help/switching-accounting-software)
- [Cash flow crisis? Find out where the money goes](/bookkeeping/help/cash-flow-crisis)
- [In-depth bookkeeping for restaurants, contractors and the trades](/bookkeeping/help/restaurants-contractors-and-trades)
- [Bookkeeping for Jersey Shore seasonal businesses](/bookkeeping/for/jersey-shore-seasonal-businesses)
- [Bookkeeping for New Jersey farms and farm stands](/bookkeeping/for/nj-farms-and-farm-stands)
- [Bookkeeping for medical, dental and therapy practices](/bookkeeping/for/medical-dental-and-therapy-practices)
- [Bookkeeping for landscaping and snow removal companies](/bookkeeping/for/landscaping-and-snow-removal-businesses)
- [Bookkeeping for trucking and delivery owner-operators](/bookkeeping/for/trucking-and-delivery-owner-operators)
- [Bookkeeping for salons, barbershops and booth renters](/bookkeeping/for/salons-barbershops-and-booth-renters)
- [Bookkeeping for small nonprofits and community groups](/bookkeeping/for/small-nonprofits-and-community-groups)
- [Bookkeeping for New Jersey consultants with New York clients](/bookkeeping/for/nj-consultants-with-new-york-clients)
- [Bookkeeping for freelancers and solo service providers](/bookkeeping/for/freelancers-and-solo-service-providers)
- [Bookkeeping for contractors and trades](/bookkeeping/for/contractors-and-trades)
- [Bookkeeping for restaurants, caterers and food businesses](/bookkeeping/for/restaurants-and-food-businesses)
- [Bookkeeping for small law firms](/bookkeeping/for/small-law-firms)
- [Bookkeeping for auto repair shops and garages](/bookkeeping/for/auto-repair-shops-and-garages)
- [Bookkeeping for cleaning companies](/bookkeeping/for/cleaning-companies)
- [Bookkeeping for food trucks](/bookkeeping/for/food-trucks)
- [Bookkeeping for child care centers](/bookkeeping/for/child-care-centers)

Unsure of a term? Browse the [bookkeeping glossary](/bookkeeping/glossary). Not sure where your books stand? Take the [free bookkeeping health check](/bookkeeping/health-check). Looking for help with a specific program? See [bookkeeping by software](/bookkeeping/software). Want a monthly view of your numbers, including 1099 contractors? See [bookkeeping dashboards](/bookkeeping/dashboards).

Reach small business owners, freelancers and bookkeepers who read this guide: [advertise here](/advertise#bookkeeping).

Tallyfinch

### Books you keep on your own computer

Tallyfinch does invoices, bills, bank import, reconciliation and the main reports, in a file you own. $99 once, then $5 a month for updates; the app keeps working if you stop the plan. It does not do payroll or sales tax filing. The free download records up to 60 entries.

[See Tallyfinch](/bookkeeping/mcc-books-downloadable-bookkeeping-software) [Download it free](/tools/pro/trial/mccBooks) [Compare the three apps](/software)

## Rather have us keep the books? Ask for a quote.

[Get a Quote](/bookkeeping/#interest)[Call (908) 444-6373](tel:+19084446373)