--- title: "QuickBooks Online Recurring Transactions Setup | MCC" description: "Set up recurring bills, invoices and journal entries, keep amounts current, and review them monthly. Worked rent example included." url: "https://mcc-solutionsnj.com/bookkeeping/guides/quickbooks-online-recurring-transactions" --- Bookkeeping guide · Updated October 12, 2026 # Recurring Transactions in QuickBooks Online Rent, retainers, insurance installments and subscriptions repeat on a schedule. QuickBooks Online can create them for you, which cuts data entry and keeps income and costs consistent. The trick is picking the right template type. By [Matthew Coleman](/about), MCC Solutions **Quick answer.** QuickBooks Online has three recurring templates: scheduled creates the transaction automatically on set dates, reminder prompts you to create it (good when the amount changes) and unscheduled sits in a list for you to use when needed. Want this handled for you? Monthly bookkeeping, cleanup and year-end close for small businesses. Start with a free health check of your books. [Free health check](/bookkeeping/health-check)[Get a quote](/bookkeeping/#interest) **Related:** [Owner contribution or loan](/bookkeeping/guides/owner-equity-and-capital-contributions) · [Closing entries and retained earnings](/bookkeeping/guides/closing-entries-and-retained-earnings) · [Void vs delete a transaction](/bookkeeping/guides/voiding-vs-deleting-transactions) **Free tools:** [Profit margin and markup calculator](/bookkeeping/profit-margin-and-markup-calculator) · [What should I charge per hour?](/bookkeeping/freelance-hourly-rate-calculator) [![Intuit ProAdvisor Gold tier badge](/img/credentials/intuit-proadvisor-gold.png)](https://proadvisor.intuit.com/app/accountant/search?searchId=matthew-coleman77)Gold tier in Intuit's ProAdvisor program. [See my Intuit listing](https://proadvisor.intuit.com/app/accountant/search?searchId=matthew-coleman77) Keeping your own books? Tallyfinch does invoices, bank import and reports on your computer. [See Tallyfinch](/bookkeeping/mcc-books-downloadable-bookkeeping-software) ## Three template types A scheduled template creates the transaction automatically on the dates you choose. A reminder template prompts you to create it, which is good when the amount changes. An unscheduled template sits in a list for you to use when needed, such as a standard monthly adjustment. Choosing reminder for amounts that vary prevents wrong figures from posting without notice. ## Create one from an existing transaction The easiest method is to open a correct invoice, bill or expense, then select Make recurring. Give the template a name, choose the type, the interval and the start date. Decide how many days in advance to create it, and whether to send invoices automatically by email. Then save. The new template appears in the recurring transactions list, found under the gear icon. ## Handle invoices to clients A scheduled invoice for a monthly retainer should carry the correct terms, tax settings and email message. Confirm that the customer email is current. If you want the invoice to include card or bank payment options, check the payments settings first. After the first run, review the invoice that was created, since a small mistake in the template repeats every month. ## Bills and expenses Recurring bills for rent or equipment leases keep your payables schedule accurate. For card or bank charges that already arrive through the bank feed, avoid creating a recurring expense as well, or the feed transaction will show as a duplicate. Choose either the template or the bank rule for the same item, not both. ## Maintenance and mistakes Review the list every quarter. Update amounts after a price change, end templates for stopped services and check the next date column. If a template creates something in a closed period, QuickBooks may block it, so keep the closing date in mind. When you cancel a client, delete or pause their template immediately, otherwise invoices continue to go out. One more tip: record an end date when you know the term, such as a twelve-month lease or a payment plan with a set number of installments. That way the schedule stops on its own, and you do not need to remember. ## Examples worth automating Good candidates include a monthly retainer invoice, a lease payment recorded as a bill, an insurance installment, a loan payment split between interest and principal, and a monthly journal entry for prepaid expense amortization. Each has a stable amount and a known day. Poor candidates are utility bills, credit card charges and anything that varies. Those arrive through the bank feed or a reminder, and fixed templates would post the wrong number. If you are unsure, start with the reminder type for a few months. ## Worked example with numbers Rent is a $2,500 monthly bill. Create a recurring template with the vendor, account and amount, set to create a draft each month. When the landlord raises rent to $2,650, edit the template on the effective date. Without the edit, you would underpay or record $150 a month wrong, $1,800 over a year. ## Mistakes that cost money Setting recurring items to post automatically and never reviewing them. Leaving a template running after a service ended. Forgetting to update amounts when prices change. Using recurring entries for variable bills like utilities. ## Check your work Review the recurring transactions list monthly: active status, amount, next date, and whether it is still needed. ## Common questions **Can I edit one occurrence without changing the template?** Yes. Edit the created transaction directly. The template stays as it was. **What if a recurring invoice creates the wrong amount?** Void or delete that invoice if unpaid, correct the template, and create the right one. This guide is general information, not tax, legal or accounting advice. Rules, fees and due dates change; check with the IRS, the NJ Division of Taxation or a licensed professional for your situation. Let us handle it [### Monthly bookkeeping Categorizing, reconciling and monthly reports, with cleanup, payroll and NJ filings available. Bookkeeping →](/bookkeeping/) [### QuickBooks Online Monthly bookkeeping, cleanup and reconciliation in QuickBooks Online for New Jersey small businesses. Your account stays in your name. QuickBooks →](/bookkeeping/software/quickbooks-online) More guides - [How to Use Projects in QuickBooks Online](/bookkeeping/guides/quickbooks-online-projects-feature) - [QuickBooks Online Bank Feed Not Working: Fixes](/bookkeeping/guides/quickbooks-online-bank-feed-not-working) - [How to Undo Common Mistakes in QuickBooks Online](/bookkeeping/guides/how-to-undo-mistakes-in-quickbooks-online) - [Building Custom Reports in QuickBooks Online](/bookkeeping/guides/quickbooks-online-custom-reports) Free tool - [Bookkeeping health check](/bookkeeping/health-check) [All guides](/bookkeeping/guides) Reach small business owners, freelancers and bookkeepers who read this guide: [advertise here](/advertise#bookkeeping). Do it yourself ### Chart of Accounts and QuickBooks Import Pack Start your books with an account list built for your type of business, instead of the generic default, and compare it with the accounts you already have. 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