---
title: "NPV Calculator: Net Present Value | MCC Solutions"
description: "Enter a discount rate, an initial investment and expected cash flows to get net present value. Free and private."
url: "https://mcc-solutionsnj.com/bookkeeping/npv-calculator"
---

Free tool

# NPV calculator

Check whether an investment's future cash flows are worth more than what you pay today.

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Discount rate per period (%)

Initial investment ($)

Cash flows for periods 1, 2, 3... (separate with commas)

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How it works

## How it works

**NPV = sum of each cash flow divided by (1 + rate)^period, minus the initial investment.** Enter one cash flow per period, separated by commas, spaces or lines.

FAQ

## About this calculator

**What does a positive NPV mean?**

The cash flows are worth more than the investment at your chosen discount rate. A negative NPV means they are worth less.

**What discount rate should I use?**

A rate that reflects the return you could get elsewhere and the risk of the project. It is a judgment, so try a few.

**Can cash flows be negative?**

Yes. Enter a negative number for a period with a net cost.

**Is anything saved?**

No. The math runs in your browser and nothing you enter is sent to us.

**Is this tax or financial advice?**

No. It is a calculator for general information. Check the numbers against your own records, and ask an accountant before you act on them.

Related: [irr calculator](/bookkeeping/irr-calculator), [roi and payback calculator](/bookkeeping/roi-and-payback-calculator). See [all free tools](/free-tools). More free tools: [Operating margin calculator](/bookkeeping/operating-margin-calculator), [Compound interest calculator](/bookkeeping/compound-interest-calculator), [Prorated rent calculator](/bookkeeping/prorated-rent-calculator), or [see all free tools](/free-tools).

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