---
title: "Operating Cash Flow Ratio Calculator | MCC Solutions"
description: "Enter cash flow from operations and current liabilities to see whether operating cash covers short-term bills. Free and private."
url: "https://mcc-solutionsnj.com/bookkeeping/operating-cash-flow-ratio-calculator"
---

Free tool

# Operating cash flow ratio calculator

See whether the cash your operations produce covers your short-term obligations. Enter cash flow from operations and current liabilities.

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Cash flow from operations ($)

Current liabilities ($)

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How it works

## How it works

**Operating cash flow ratio** is cash flow from operations divided by current liabilities. Above 1 means a year of operating cash would cover the bills due within the year. It uses actual cash, so it is harder to flatter than profit.

FAQ

## About this calculator

**Where do I find cash flow from operations?**

On the statement of cash flows, if you have one. Otherwise ask your bookkeeper or accountant for it.

**How is it different from the current ratio?**

The current ratio compares assets and liabilities on the balance sheet. This one compares real cash generated with what you owe soon.

**What is a good level?**

Above 1 is comfortable, but it depends on the industry and the season. Compare with your own history.

**Is anything saved?**

No. The math runs in your browser and nothing you enter is sent to us.

**Is this tax or financial advice?**

No. It is a calculator for general information. Check the numbers against your own records, and ask an accountant before you act on them.

Related: [current ratio calculator](/bookkeeping/current-ratio-calculator), [quick ratio and working capital calculator](/bookkeeping/quick-ratio-and-working-capital-calculator). See [all free tools](/free-tools). More free tools: [1099-DA mismatch checker](/bookkeeping/1099-da-mismatch-checker), [Catch-up contribution calculator](/bookkeeping/401k-catch-up-contribution-calculator), [Landed cost calculator](/bookkeeping/landed-cost-calculator), or [see all free tools](/free-tools).

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General information, not tax or legal advice. [How we write and check our tools](/editorial-standards).

Do it yourself

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