---
title: "Owner-Operator Cost Per Mile Calculator | MCC Solutions"
description: "Enter your monthly fixed and variable costs and miles to get cost per mile, cost per loaded mile and the rate you need for a profit target. Free and private."
url: "https://mcc-solutionsnj.com/bookkeeping/owner-operator-cost-per-mile-calculator"
---

Free tool

# Owner-operator cost per mile calculator

## Overview

Find what each mile really costs you, then what a load has to pay.

[![Intuit ProAdvisor Gold tier badge](/img/credentials/intuit-proadvisor-gold.png)](https://proadvisor.intuit.com/app/accountant/search?searchId=matthew-coleman77)Gold tier in Intuit's ProAdvisor program. [See my Intuit listing](https://proadvisor.intuit.com/app/accountant/search?searchId=matthew-coleman77)

Keeping your own books? Tallyfinch does invoices, bank import and reports on your computer. [See Tallyfinch](/bookkeeping/mcc-books-downloadable-bookkeeping-software)

Truck payment per month ($)

Insurance per month ($)

Permits and fees per month ($)

Other fixed costs per month ($)

Fuel per month ($)

Maintenance and repairs per month ($)

Tires per month ($)

Tolls and scales per month ($)

Other variable costs per month ($)

Total miles driven in the month

Loaded miles in the month (optional)

Profit you want per total mile ($, optional)

Excel workbook · $39

### Owner-Operator Trucking Income, Expense and Fuel-Tax Log

Know your cost per mile, which loads pay, who owes you and the miles and gallons by state for your quarterly return.

[See what is inside ($39)](/toolkits/owner-operator-trucking-tracker) [Free sample](/toolkits/owner-operator-trucking-tracker#free-starter)14-day full refund

Share

## Put this tool on your own site

Free to use. Paste this where you want it to appear. It runs in the visitor's browser, so nothing they enter is sent to us.

[See every calculator you can embed](/embed)

How it works

## How it works

Add your fixed costs for the month (truck payment, insurance, permits, other) and your variable costs (fuel, maintenance, tires, tolls, other). Divide the total by the miles you drove, including empty miles, to get cost per total mile. If you enter loaded miles, the calculator also shows cost per loaded mile, because loaded miles are the ones that get paid. A profit target per total mile is added to the cost to show the revenue needed per mile. Use one month at a time with that month's miles.

Want a second pair of eyes on your books? [A free bookkeeping health check](/bookkeeping/health-check).

FAQ

## About this calculator

**Which miles do I use?**

Total miles for the month, including empty miles. Cost per total mile is the number that tells you whether the business is profitable.

**Why show cost per loaded mile?**

Because only loaded miles bring in revenue. The empty miles still cost money, so cost per loaded mile is higher.

**What costs belong here?**

Anything the truck business pays, such as the items in the fields. Your own records and a tax professional decide what is deductible.

**Does it cover taxes or my own pay?**

No. Add your own pay as a cost if you want it in the number.

**Is anything saved?**

No. The math runs in your browser and nothing you enter is sent to us.

Related: [deadhead percentage and revenue per mile calculator](/bookkeeping/deadhead-percentage-and-revenue-per-mile-calculator), [owner operator cost per mile explained](/bookkeeping/guides/owner-operator-cost-per-mile-explained), [owner operator trucking tracker](/toolkits/owner-operator-trucking-tracker). See [all free tools](/free-tools). More free tools: [Business Mileage Log](/bookkeeping/mileage-log-python-script), [NJ Sales Tax Splitter](/bookkeeping/nj-sales-tax-splitter-python-script), [Notary Journal Digitizer](/bookkeeping/notary-journal-digitizer-python-script), or [see all free tools](/free-tools).

Free

### Month-End Close Checklist (PDF)

The five-day close, one page to print. Enter your email and we send a link to confirm it is yours, then the download. We may email you about new toolkits, and every email has an unsubscribe link.

General information, not tax or legal advice. [How we write and check our tools](/editorial-standards).

Excel workbook

### Owner-Operator Trucking Income, Expense and Fuel-Tax Log

Know your cost per mile, which loads pay, who owes you and the miles and gallons by state for your quarterly return.

[See what is inside ($39)](/toolkits/owner-operator-trucking-tracker) [Try the free starter](/toolkits/owner-operator-trucking-tracker#free-starter)

Also in the [Owner-Operator Trucking Bundle](/toolkits/owner-operator-trucking-bundle): 3 products for $69 instead of $92 separately.

Tallyfinch

### Books you keep on your own computer

Tallyfinch does invoices, bills, bank import, reconciliation and the main reports, in a file you own. $99 once, then $5 a month for updates; the app keeps working if you stop the plan. It does not do payroll or sales tax filing. The free download records up to 60 entries.

[See Tallyfinch](/bookkeeping/mcc-books-downloadable-bookkeeping-software) [Download it free](/tools/pro/trial/mccBooks) [Compare the three apps](/software)

## Want your books and numbers handled?

[Free health check](/bookkeeping/health-check)[Call (908) 444-6373](tel:+19084446373)
