---
title: "Quick Ratio and Working Capital Calculator | MCC Solutions"
description: "Enter cash, receivables, inventory and current liabilities to get your quick ratio and working capital. Free and private."
url: "https://mcc-solutionsnj.com/bookkeeping/quick-ratio-and-working-capital-calculator"
---

Free tool

# Quick ratio and working capital calculator

See whether you can cover short-term bills without selling inventory. Enter current assets and current liabilities from your balance sheet.

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Keeping your own books? Tallyfinch does invoices, bank import and reports on your computer. [See Tallyfinch](/bookkeeping/mcc-books-downloadable-bookkeeping-software)

Cash ($)

Marketable securities ($)

Accounts receivable ($)

Inventory ($)

Other current assets ($)

Current liabilities ($)

Prefer to talk it through? [Take the free books check](/bookkeeping/health-check) or [contact us](/contact).

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How it works

## How it works

**Quick ratio** is (cash + marketable securities + receivables) divided by current liabilities. **Working capital** is current assets minus current liabilities. Inventory is left out of the quick ratio because it can take time to sell.

FAQ

## About this calculator

**What is a good quick ratio?**

A ratio of 1 or more means quick assets at least match current liabilities. What is healthy varies by industry, so compare with similar businesses.

**How is it different from the current ratio?**

The current ratio counts all current assets, including inventory. The quick ratio leaves out inventory and other assets that are slower to turn into cash.

**What counts as a current liability?**

Bills and debts due within a year, such as accounts payable, credit card balances, payroll liabilities and the current part of loans.

**Is anything saved?**

No. The math runs in your browser and nothing you enter is sent to us.

**Is this tax or financial advice?**

No. It is a calculator for general information. Check the numbers against your own records, and ask an accountant before you act on them.

Related: [current ratio calculator](/bookkeeping/current-ratio-calculator), [debt to equity ratio calculator](/bookkeeping/debt-to-equity-ratio-calculator). See [all free tools](/free-tools). More free tools: [IFTA net taxable gallons calculator](/bookkeeping/ifta-net-taxable-gallons-calculator), [Short-term rental nightly rate for a profit target calculator](/bookkeeping/airbnb-nightly-rate-for-profit-target-calculator), [Menu item food cost percentage calculator](/bookkeeping/menu-item-food-cost-percentage-calculator), or [see all free tools](/free-tools).

Free

### Month-End Close Checklist (PDF)

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General information, not tax or legal advice. [How we write and check our tools](/editorial-standards).

Do it yourself

### Financial Ratio Analysis Workbook

Enter three years of statements and see margins, liquidity, leverage and efficiency ratios side by side, with what each one means in plain English.

[See what's inside ($29)](/toolkits/financial-ratio-analysis-workbook)14-day full refund

Tallyfinch

### Books you keep on your own computer

Tallyfinch does invoices, bills, bank import, reconciliation and the main reports, in a file you own. $99 once, then $5 a month for updates; the app keeps working if you stop the plan. It does not do payroll or sales tax filing. The free download records up to 60 entries.

[See Tallyfinch](/bookkeeping/mcc-books-downloadable-bookkeeping-software) [Download it free](/tools/pro/trial/mccBooks) [Compare the three apps](/software)

## Want your books and numbers handled?

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