---
title: "Retained Earnings Calculator | MCC Solutions"
description: "Enter beginning retained earnings, net income and dividends to get ending retained earnings. Free and private."
url: "https://mcc-solutionsnj.com/bookkeeping/retained-earnings-calculator"
---

Free tool

# Retained earnings calculator

Roll retained earnings forward for the year.

[![Intuit ProAdvisor Gold tier badge](/img/credentials/intuit-proadvisor-gold.png)](https://proadvisor.intuit.com/app/accountant/search?searchId=matthew-coleman77)Gold tier in Intuit's ProAdvisor program. [See my Intuit listing](https://proadvisor.intuit.com/app/accountant/search?searchId=matthew-coleman77)

Keeping your own books? Tallyfinch does invoices, bank import and reports on your computer. [See Tallyfinch](/bookkeeping/mcc-books-downloadable-bookkeeping-software)

Beginning retained earnings ($)

Net income for the year ($) (negative for a loss)

Dividends or distributions ($)

Prefer to talk it through? [Take the free books check](/bookkeeping/health-check) or [contact us](/contact).

Share

## Put this tool on your own site

Free to use. Paste this where you want it to appear. It runs in the visitor's browser, so nothing they enter is sent to us.

[See every calculator you can embed](/embed)

How it works

## How it works

**Ending retained earnings = beginning retained earnings + net income (or minus a net loss) - dividends or owner distributions.**

FAQ

## About this calculator

**What are retained earnings?**

The profits a business has kept rather than paid out to owners, built up over the years.

**Can they be negative?**

Yes. A negative balance, sometimes called an accumulated deficit, means cumulative losses and payouts exceed cumulative profits.

**How does this connect to closing entries?**

At year end the income and expense accounts are closed into retained earnings. See our guide on closing entries and retained earnings.

**Is anything saved?**

No. The math runs in your browser and nothing you enter is sent to us.

**Is this tax or financial advice?**

No. It is a calculator for general information. Check the numbers against your own records, and ask an accountant before you act on them.

Related: [return on equity and assets calculator](/bookkeeping/return-on-equity-and-assets-calculator), [debt to equity ratio calculator](/bookkeeping/debt-to-equity-ratio-calculator). See [all free tools](/free-tools). More free tools: [Real estate commission split calculator](/bookkeeping/real-estate-commission-split-calculator), [HOA dues per unit calculator](/bookkeeping/hoa-dues-per-unit-calculator), [Deadhead percentage and revenue per mile calculator](/bookkeeping/deadhead-percentage-and-revenue-per-mile-calculator), or [see all free tools](/free-tools).

Free

### Month-End Close Checklist (PDF)

The five-day close, one page to print. Enter your email and we send a link to confirm it is yours, then the download. We may email you about new toolkits, and every email has an unsubscribe link.

General information, not tax or legal advice. [How we write and check our tools](/editorial-standards).

Do it yourself

### Financial Ratio Analysis Workbook

Enter three years of statements and see margins, liquidity, leverage and efficiency ratios side by side, with what each one means in plain English.

[See what's inside ($29)](/toolkits/financial-ratio-analysis-workbook)14-day full refund

Tallyfinch

### Books you keep on your own computer

Tallyfinch does invoices, bills, bank import, reconciliation and the main reports, in a file you own. $99 once, then $5 a month for updates; the app keeps working if you stop the plan. It does not do payroll or sales tax filing. The free download records up to 60 entries.

[See Tallyfinch](/bookkeeping/mcc-books-downloadable-bookkeeping-software) [Download it free](/tools/pro/trial/mccBooks) [Compare the three apps](/software)

## Want your books and numbers handled?

[Free health check](/bookkeeping/health-check)[Call (908) 444-6373](tel:+19084446373)