---
title: "Credential Analysis in Remote Notarization: Why IDs Fail"
description: "The ID check in remote online notarization inspects a license's security features on camera. Why it fails (glare, cracks, paper IDs) and what happens next."
url: "https://mcc-solutionsnj.com/notary/glossary/credential-analysis"
---

Notary glossary

# What is credential analysis?

Technology that checks whether a government ID is genuine, used in remote online notarization.

By [Matthew Coleman](/about), MCC Solutions

✓ New Jersey commissioned notary, no. 50244803, insured for errors and omissions. [See the credentials](/about/credentials)

## In plain English

The signer shows the ID to the camera and the platform inspects security features.

Need this notarized? [Get it notarized online by a New Jersey notary over video](/notary/remote-online-notarization), or [book a notary visit in New Jersey](/notary/#order).

If the check fails, the notary generally cannot continue.

## Why it matters

If the platform cannot verify the ID, the notary generally cannot continue. A cracked card, poor lighting or a temporary paper license can all cause a failed session.

The check helps prevent impostors from using a stolen ID over video, protecting the true signer. For the notary, a failed result is a stop sign, not something to override by eye, because the law built the remote process around this technical check plus the other identity steps.

## Worked example

A signer scans a driver license on camera and the platform confirms it is valid.

## What to do

- Use an unexpired physical government photo ID.
- Clean the card and hold it flat in good light without glare.
- Follow the platform's prompts for front and back images.
- Keep your face visible on camera for comparison.
- Contact the notary if the check fails repeatedly.

## Common mistakes

- Showing a temporary paper license often fails because it lacks the security features the system checks.
- Holding the card at an angle can create glare and a failed scan.
- Using a worn ID with a peeling laminate may be read as altered.

## Not the same as: Knowledge-based authentication (KBA)

Credential analysis examines the ID card itself, while knowledge-based authentication quizzes the signer on personal history. [See Knowledge-based authentication (KBA)](/notary/glossary/knowledge-based-authentication).

## Go deeper

- [RON Identity Verification: KBA and Credential Analysis](/notary/guides/ron-identity-verification-kba-and-credential-analysis): How remote online notarization confirms identity: credential analysis of your ID, knowledge-based questions, and what to do if the checks do not pass.

## Related terms

- [Credible witness](/notary/glossary/credible-witness): A person who knows the signer and vouches for their identity to the notary when the signer lacks acceptable ID, where state law allows it.
- [Deed](/notary/glossary/deed): A document that transfers ownership of real property.
- [Conflict of interest](/notary/glossary/conflict-of-interest): A situation where the notary benefits from the transaction or is a party to it, making the notarization improper.

## Common questions

**What is credential analysis?**

Technology that checks whether a government ID is genuine, used in remote online notarization.

**Can you give an example of credential analysis?**

A signer scans a driver license on camera and the platform confirms it is valid.

**Does credential analysis store my ID image?**

Platforms keep records as state rules require. Ask the notary or platform about their retention practices.

**Can I use a passport card?**

Some platforms accept it. Check the platform's accepted ID list before the session.

General information, not legal advice. Rules vary by state and change; check with your state's commissioning office.

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 [Full glossary](/notary/glossary)

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