---
title: "Fixing Errors After a Closing: Corrections and Re-Signing"
description: "What happens when a misspelled name, wrong date or missing page is found after signing a loan or deed, and how corrective documents and re-signings are handled."
url: "https://mcc-solutionsnj.com/notary/guides/fixing-errors-after-a-closing-corrections"
---

Guide · Updated October 12, 2026

# Fixing Errors After a Closing: Corrections and Re-Signing

Mistakes happen in thick packages. The good news is that most are fixable. How they are fixed depends on what the error is and whether the document has been recorded.

By [Matthew Coleman](/about), MCC Solutions

**Quick answer.** After a closing, the lender or title company reviewer may spot a missing initial, an incorrect date or an incomplete notary certificate and send a correction request. The signer re-signs the affected page or a replacement, and the notary may need to redo the act with a new journal entry.

Need this notarized?

Sign online from home with no travel fee, or ask for a notary to come to you. The price is shown and confirmed before any work starts, and you can book in about two minutes.

[See your price and book](/notary/#order)[Call (908) 444-6373](tel:9084446373)

**Related:** [What ID you need for a notary](/notary/guides/what-id-do-you-need-for-a-notary) · [What to expect at a HELOC signing](/notary/guides/heloc-signing-what-to-expect) · [NJ notary fees](/notary/fees)

**Free tools:** [Can I get this notarized online?](/notary/can-i-notarize-online) · [Apostille or embassy legalization?](/notary/apostille-finder)

✓ New Jersey commissioned notary, no. 50244803, insured for errors and omissions. [See the credentials](/about/credentials)

## Errors found before funding

The reviewer at the lender or title company may spot a missing initial, an incorrect date or an incomplete notary certificate. They send a correction request, and the signer re-signs the affected page or a replacement. The notary may need to redo the act with a new entry in the journal.

Have a closing coming up? [The closing package (signing, scanbacks and courier)](/notary/packages/closing-package).

Quick cooperation keeps funding on schedule.

## Errors found after recording

If a recorded deed has a misspelled name or wrong legal description, a corrective instrument is often needed. It may be a corrective deed, an affidavit or a re-recorded document with a notation. The rule differs by county and by type of error.

Title companies know the local process and can guide you.

## Who fixes what

The party who prepared the document owns the fix. A signing agent cannot alter a document. A notary can correct a minor error in their own certificate in some situations, but only under the law and the sender's instructions. Never write over a stamp or use correction fluid.

If the error is in the notary certificate, the notary usually must redo the act.

## Common error types

Name variations such as a missing middle initial. Wrong dates caused by pre-filled forms. Missing signature lines on a page of a rider. Incorrect property description. Wrong notary county or state. Missing page numbers. A certificate that does not match the signer's role. Each has a typical remedy, which the lender or title company will describe.

Checking the package at the table prevents most of these.

## What you should do

If you notice a mistake, report it immediately in writing to the title company and keep a copy. Do not sign a replacement page unless it comes from them. Ask what the corrective document is called and whether it will be recorded. Corrections may need ID again. Ask an attorney if the error could affect ownership or lien priority. MCC Solutions can handle a re-signing visit, but the fix must be supplied by the document's preparer.

## Keeping records of the fix and preventing the next one

Save emails that describe the error and the corrective step. Keep both the original and the corrected document. Note the date when the correction was recorded. These records help if a future buyer or lender asks questions about the history.

If the error involved a notary certificate, the notary should add a new journal entry for the new act.

A slow, page-by-page review at the signing table beats a rush. Verify names, dates and property descriptions. Ask the preparer to confirm what pages need notarization. Notify the title company at once if anything looks wrong. The few minutes spent checking can save weeks of correction.

Not every error needs a fix. Some are immaterial, such as a minor typo that does not affect names, amounts or the property. The title company decides which matter. Ask them to explain their reasoning, and ask whether leaving the typo uncorrected could cause trouble for a later sale. A short, written answer is a useful piece of your closing file.

## Common questions

**Who pays to fix a clerical mistake?**

It depends on who made the error and what the contract says. The title company can explain.

**Will I have to sign everything again?**

Usually only the affected pages or a corrective document.

**Can a notary correct a date on a certificate?**

Only within the law and the notary's own training, and often the act must be redone. Never write over a stamp.

## More notary guides

- [Out-of-State Closings: How Mail-Away Signings Work](/notary/guides/out-of-state-closing-mail-away-signings)
- [What to bring to your loan signing (and what to expect)](/notary/guides/what-to-bring-to-a-loan-signing)
- [Purchase Mortgage Signing: What Happens at the Table](/notary/guides/purchase-mortgage-signing-step-by-step)

This guide is general information, not legal advice. Fees and procedures change; check with the office involved or an attorney for your situation.

Let us handle it

[### Loan Signing Agents Certified loan signing agents for purchase, refinance, HELOC and reverse mortgage closings across New Jersey. Evening and weekend signings, scanbacks tracked. Loan signing agent →](/notary/loan-signing-agent)[### Mobile Notary A mobile notary near you in New Jersey, at your home, office, hospital or job site. Affidavits, powers of attorney, vehicle titles and business documents. Book online. Mobile notary →](/notary/mobile-notary)[### Document Recording We record deeds, mortgages, releases and other documents with New Jersey county clerks, electronically or in person, and send you the recorded copy. Document recording →](/notary/document-recording)[All guides](/notary/guides)

Reach notaries, signing agents and people getting documents notarized or apostilled who read this guide: [advertise here](/advertise#notary).

Do it yourself

### Signing Agent Kit for Loan Signings

The next step after the starter kit: a checklist for the whole loan signing, a call script that heads off problems, a worksheet that shows what a job really nets, and ready messages.

[See what's inside ($29)](/toolkits/signing-agent-kit) [Free sample](/toolkits/signing-agent-kit#free-starter)14-day full refund

## Rather have us handle it? Call the desk.

[Book Now](/notary/#order)[Call (908) 444-6373](tel:+19084446373)
