---
title: "Tax Prep for Freelancers & Self-Employed in NJ"
description: "Schedule C returns for New Jersey freelancers, 1099 contractors and side hustles: expenses, home office, self-employment tax and quarterly estimates."
url: "https://mcc-solutionsnj.com/tax-preparation/self-employed"
---

Tax preparation

# Tax returns for freelancers, contractors and side hustles.

If you got a 1099, drive for an app, sell online or run a one-person business, your return has a Schedule C. We prepare it, find the expenses you can deduct, and set up your estimates for next year.

Reserve your spot [See prices](/tax-preparation)

## What's included

- Schedule C for each business, with income matched to your 1099-NEC, 1099-K and bank records
- Expenses sorted into the right lines, including home office and vehicle
- Self-employment tax (Schedule SE) and the deduction for half of it
- The qualified business income deduction where you qualify
- Federal and New Jersey estimated payments for next year, with the four due dates

Starting at $375 for one Schedule C. See [all prices](/tax-preparation).

## The three mistakes we fix most

- **Counting every 1099-K dollar as profit.** Payment apps report gross payments, including refunds and personal transfers.
- **Skipping the home office or mileage.** Both need records, but they're real money for most freelancers.
- **No estimates.** Then April brings income tax, self-employment tax and an underpayment penalty at once.

Keeping books all year makes this easier: see our [bookkeeping plans](/bookkeeping/plans) and the free [1099-K reconciliation calculator](/bookkeeping/1099-k-reconciliation-calculator).

## Reserve your spot

Tell us a little about your return. We'll confirm the price and your spot by email. Nothing is charged until you approve the price.

### Before you send

- Prices are confirmed for your return before we start; the page shows starting prices.
- Nothing is charged until you approve the price.
- Returns are prepared and signed by a paid preparer with a current PTIN. We're not CPAs or attorneys.

### Prefer to talk?

Call the desk and we'll take the request by phone.

## More on tax preparation

- [Tax preparation: prices and how it works](/tax-preparation)
- [Live in New Jersey, work in New York: two returns, one tax bill](/tax-preparation/nj-ny-commuters)
- [What to gather for your return](/tax-preparation/what-to-bring)
- [Tax Day 2027 and other deadlines](/bookkeeping/deadlines/individual-tax-return-due-date)
- [2027 tax brackets and standard deduction](/bookkeeping/2027-tax-brackets-and-standard-deduction)
- [Small business deduction checklist](/bookkeeping/tax-deduction-checklist)
- [Bookkeeping plans](/bookkeeping/plans)

## Questions

**What is self-employment tax?**

Social Security and Medicare tax on your net self-employment earnings, 15.3% on most of it. It's on top of income tax, and it's why freelancers often owe in April when they didn't plan for it.

**Do I have to pay quarterly estimates?**

Usually, if you expect to owe $1,000 or more in federal tax for the year ($400 for New Jersey). Federal and New Jersey estimates are due April 15, June 15, September 15 and January 15. We set up the amounts with your return.

**What can I deduct?**

Ordinary and necessary business costs: supplies, software, a phone and internet share, business mileage, a home office used only for work, fees and part of health insurance in many cases. Keep the receipts.

**I got a 1099-K from a payment app. Is all of it taxable?**

Not necessarily. A 1099-K reports payments, not profit. Personal reimbursements and items sold at a loss aren't business income. We sort it out on the return.

**Should I keep books?**

If you have more than a handful of transactions, yes. Clean books make the return faster and cheaper, and they back up your deductions. Our bookkeeping plans cover it.

General information, not advice for your situation. We're not CPAs or attorneys.

## Questions about your return? Call the desk.

[Book Now](/notary/#order)[Call (908) 444-6373](tel:+19084446373)