--- title: "Contractor vs Employee in NJ: ABC Test Kit and Worksheet" description: "New Jersey's ABC test in plain English, the October 2026 NJ Department of Labor rules, the IRS common-law factors, a classification worksheet for each worker…" url: "https://mcc-solutionsnj.com/toolkits/contractor-vs-employee-nj-kit" --- Document pack # Contractor or Employee in New Jersey? The ABC Test, the IRS Factors and a Worksheet for Each Worker Check each worker against New Jersey's strict ABC test before the State does it for you. **$19** one time · 14-day full refund · Word and PDF · download link by email Buy now, $19 Free sample 🌙 The desk is asleep. The store never is. Every kit and ebook downloads the moment you pay, day or night. Questions get answered after we open in the morning. [Browse the store](/toolkits) Who it is for New Jersey businesses that pay 1099 contractors, and the bookkeepers who issue their 1099s. Not the right fit if Your business and workers aren't in New Jersey, or you need a ruling on a specific worker: ask an employment attorney. Why it is different - Built from the NJ Department of Labor's own pages and the May 2026 rule adoption. - Covers both the NJ and IRS tests side by side. - Word files to fill in and PDFs to print. What is inside - **NJ ABC test explained.** The three parts, the 2026 rules and what misclassification can cost. - **IRS common-law factors.** Behavioral, financial and relationship factors, and Form SS-8. - **Worker classification worksheet.** One page per worker, answered from the facts. - **Records and when to ask an attorney.** What to keep for every contractor and the red flags. A look inside ## The first pages, as you will get them [![Page 1 of the NJ ABC Test Explained (Contractor vs Employee in New Jersey Kit)](/img/toolkits/contractor-vs-employee-nj-kit/doc-1.webp)](/img/toolkits/contractor-vs-employee-nj-kit/doc-1.webp) First page of NJ ABC Test Explained [![Page 1 of the IRS Common Law Factors (Contractor vs Employee in New Jersey Kit)](/img/toolkits/contractor-vs-employee-nj-kit/doc-2.webp)](/img/toolkits/contractor-vs-employee-nj-kit/doc-2.webp) First page of IRS Common Law Factors Get it ## Contractor vs Employee in New Jersey Kit Or pay with PayPal Uses the email and terms box above. You get the same download link by email. ZIP code (for sales tax) Want every toolkit? The [toolkit membership](/membership) includes all of them, with a lower rate if you pay yearly. Get every update for a year, $29: the [Yearly Updates Pass](/updates-pass?kit=contractor-vs-employee-nj-kit) gives you each refreshed edition we release of the kits you own. One payment, no automatic renewal. Delivered as a zip of editable Word files and printable PDFs. For one business, your own use. General information and templates, not legal, tax or accounting advice. General information, not legal advice. Classification depends on the facts; ask an employment attorney about any worker you're unsure of. Payment is handled by Stripe. If a file will not open or something looks wrong, reply to your order email and we will make it right. Ways to get it ## Just this kit, or more This kit **$19 one time** Contractor vs Employee NJ Kit. Buy this kit The set **$59 one time** 4 kits including this one, $33 less than buying them separately. [See the set](/toolkits/first-employee-bundle) Membership **$29 a month** Every kit and document pack in the store, including new ones. Cancel any time. [See the membership](/membership) Questions ## Common questions **What do I get and how is it delivered?** The Contractor vs Employee NJ Kit comes as a zip with four documents, each as an editable Word file and a printable PDF: NJ ABC Test Explained, IRS Common Law Factors, Worker Classification Worksheet, and Records and When to Ask an Attorney. The download link arrives by email after payment. **Will it open on a Mac, Google Sheets or my phone?** The PDFs open in any PDF reader, including on a phone. To edit, open the Word files in Word, Google Docs or LibreOffice on a Mac or PC. If a file will not open or something looks wrong, reply to your order email and we will make it right. If it is not right for you, email us within 14 days of buying for a full refund. **Is this legal or tax advice?** General information, not legal advice. Classification depends on the facts; ask an employment attorney about any worker you're unsure of. **Is it up to date for 2026 and 2027?** It covers the October 2026 NJ Department of Labor rules, built from the Department's own pages and the May 2026 rule adoption. Updates for later years are not promised. Free sample ### Try one page first Get a real page or file from this product by email. We send one confirmation email, and no series follows. Buy it with the others [Bundle ### First Employee Bundle for New Jersey This product plus 3 more, in one download. $59 instead of $92 separately](/toolkits/first-employee-bundle)[### Month-End Close Workbook A real month-end close in one Excel file. 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