--- title: "Bookkeeping Workbooks for Small Business Owners" description: "Month-end close, cash flow forecast, pricing, hiring, 1099 and compliance kits for small business owners, with free break-even and cash calculators." url: "https://mcc-solutionsnj.com/toolkits/for/small-business-owners" --- Toolkits 路 Small business owners # Workbooks and kits for small business owners Most small businesses do not need more software; they need a close that ties, a cash forecast they trust and a price that covers the work. The core three workbooks reconcile the month, show which sales channel actually makes money and get a messy QuickBooks file ready for a bookkeeper. Around them sit kits for the moments that come up once a year or once a business: hiring the first employee, sending 1099s, applying for a loan, chasing an unpaid invoice. Everything was built by a working bookkeeping firm in New Jersey, and the employer and compliance kits follow NJ rules. 馃寵 The desk is asleep. The store never is. Every kit and ebook downloads the moment you pay, day or night. Questions get answered after we open in the morning. [Browse the store](/toolkits) Start here ## Bookkeeping Toolkit Bundle The Month-End Close Workbook, the Sales-Channel Profit Tracker and the QuickBooks Cleanup Kit, for less than buying them one by one. **$59** [See what is inside](/toolkits/bookkeeping-toolkit-bundle) ## Every kit for small business owners (24) [Bundle ### Business Planning Bundle Plan the cash, set the budget, price for profit and watch the monthly numbers, in four workbooks that use the same plain method. $79 路 4 products in one download](/toolkits/business-planning-bundle)[Bundle ### Getting Paid Bundle Most collection problems start before the job does. Quote it right, get it signed, and have the reminder letters ready if the check doesn't come. $59 路 4 products in one download](/toolkits/getting-paid-bundle)[Bundle ### First Employee Bundle for New Jersey Hiring in New Jersey comes with registrations, postings, payroll filings and a strict test for who counts as a contractor. This lays it out before the first paycheck. $59 路 4 products in one download](/toolkits/first-employee-bundle)[Excel workbook ### Month-End Close Workbook A real month-end close in one Excel file. It tells you when a rec does not tie, which variances still need an answer, and when the period is ready to lock. $19 路 example and blank copies](/toolkits/month-end-close-workbook)[Excel workbook ### Sales-Channel Profit Tracker Which channel makes you money, and which one only looks busy? Sales minus cost of goods, shipping, platform and card fees and event costs, by channel, by event and by month. $24 路 example and blank copies](/toolkits/sales-channel-profit-tracker)[Excel workbook ### QuickBooks Cleanup Kit A structured way to clean up books that got away from you, and a status page that says plainly whether they are ready for tax prep or a lender. $29 路 example and blank copies](/toolkits/quickbooks-cleanup-kit)[Excel workbook ### 13-Week Cash Flow Forecast List what you expect to collect and pay, and see your cash balance each week, the lowest point and when it happens. $29 路 example and blank copies](/toolkits/cash-flow-forecast-13-week)[Excel workbook ### Break-Even and Pricing Workbook Enter your fixed costs and what each product or service costs and sells for, then see the sales you need and the price that reaches your target margin. $24 路 example and blank copies](/toolkits/break-even-and-pricing-workbook)[Document pack ### Year-End Close and 1099 Kit Close the year cleanly, get 1099s out on time, and hand your accountant everything in one go. $29 路 Word and PDF](/toolkits/year-end-close-and-1099-kit)[Document pack ### New 1099 Rules Kit Apply the right 1099 threshold for each year without redoing your vendor list by hand. $19 路 Word and PDF](/toolkits/new-1099-rules-kit)[Document pack ### New Jersey Business Compliance Calendar 2027 One page that tells you what's due each month in 2027, with weekend dates already worked out. $19 路 Word and PDF](/toolkits/nj-business-compliance-calendar)[Document pack ### Business Loan Application Packet Walk into the bank with a complete, organized package instead of a pile of statements. $29 路 Word and PDF](/toolkits/business-loan-application-packet)[Document pack ### Unpaid Invoice Collection Kit Work every overdue invoice the same way, from a polite nudge to a court filing, with a paper trail at each step. $19 路 Word and PDF](/toolkits/unpaid-invoice-collection-kit)[Document pack ### Service Business Pricing and Quote Kit Price from your numbers, not your competitor's, and put every job in writing. $19 路 Word and PDF](/toolkits/service-business-pricing-and-quote-kit)[Document pack ### Small Business AI Use Policy Kit Put your team's AI rules in writing: which tools, what stays out of them and what customers are told. $19 路 Word and PDF](/toolkits/small-business-ai-use-policy-kit)[Document pack ### Small Importer Landed-Cost Kit Know what each imported unit really costs now that low-value shipments pay duty, and re-price when a rate changes. $19 路 Word and PDF](/toolkits/small-importer-landed-cost-kit)[Document pack ### Closing a Business in New Jersey Kit Every filing that closes a business properly, in order, so nothing keeps sending you notices after you've shut the doors. $25 路 Word and PDF](/toolkits/closing-a-business-nj-kit)[Document pack ### House Cleaning Business Kit Price each cleaning from its real cost and keep every visit, payment, tip and mile in one log. $24 路 Word and PDF](/toolkits/house-cleaning-business-kit)[Document pack ### Beauty Pro Income and Tips Kit Keep services, product sales, NJ sales tax and tips straight every week, whether you rent a booth or work on commission. $19 路 Word and PDF](/toolkits/beauty-pro-income-and-tips-kit)[Document pack ### Family Child Care Records Kit Track attendance, meals and payments in one place and hand parents the year-end numbers they need. $24 路 Word and PDF](/toolkits/family-child-care-records-kit)[Document pack ### NJ Cottage Food and Market Sales Kit Label every product the way the NJ rules ask and see what each market day really made. $22 路 Word and PDF](/toolkits/nj-cottage-food-and-market-sales-kit)[Document pack ### Online Seller Payout Reconciliation Kit Know why the deposit is smaller than the sales, platform by platform, before your 1099-K arrives. $24 路 Word and PDF](/toolkits/online-seller-payout-reconciliation-kit)[Document pack ### Pet Care Business Records Kit Every visit, mile and unpaid invoice in one place, with the pet's needs on paper before you take the key. $19 路 Word and PDF](/toolkits/pet-care-business-records-kit)[Document pack ### Personal Trainer Client Tracker Kit See every client's sessions left, every source of pay and every renewal date without building a spreadsheet yourself. $17 路 Word and PDF](/toolkits/personal-trainer-client-tracker-kit) ## Free calculators to try first No email and nothing to download: they run in your browser. - [Break-even calculator](/bookkeeping/break-even-calculator)Sales you need to cover fixed costs - [Cash flow and burn rate](/bookkeeping/cash-flow-and-burn-rate-calculator)How many months your cash lasts - [Do I need to send a 1099?](/bookkeeping/do-i-need-to-send-a-1099)A quick yes or no for each payee - [1099 deadline calculator](/bookkeeping/1099-deadline-calculator)Filing and furnishing dates for the year - [Landed cost calculator](/bookkeeping/landed-cost-calculator)Duty, freight and fees on imported goods - [Late payment fee calculator](/bookkeeping/late-payment-fee-calculator)A fair late fee on an overdue invoice ## Common questions **Which workbook should a new business start with?** The Bookkeeping Toolkit Bundle: the month-end close keeps the books honest, the channel tracker shows where profit comes from, and the cleanup kit fixes the file if it has drifted. Add the 13-week cash flow forecast once you have a few months of history. **Do these replace QuickBooks or Xero?** No. They sit next to your accounting software: you export a report, paste it in, and the workbook checks it, forecasts from it or explains it. **We are about to hire. What do we need?** The First Employee Bundle covers the hiring checklist, NJ employer registrations and posters, contractor-or-employee questions and the compliance calendar that follows. **Is this tax or legal advice?** No. The kits organize records and point to the official source for each rule. For a decision with real money at stake, check with your accountant or attorney. ## Shop by who you are [Notaries and signing agents](/toolkits/for/notaries)[Landlords and rental hosts](/toolkits/for/landlords)[Gig, delivery and tipped workers](/toolkits/for/gig-and-tipped-workers)[New parents and families](/toolkits/for/new-parents-and-families)[When money is tight](/toolkits/for/money-tight)[En espa帽ol](/toolkits/for/en-espanol)[Tax season](/toolkits/for/tax-season)[Year-end close](/toolkits/for/year-end-close)[Back to school](/toolkits/for/back-to-school)[Every product](/toolkits#all) ## Related - [Set your books up right once, then run them yourself](/bookkeeping/done-with-you-bookkeeping-setup) - [Closing a business in New Jersey, step by step](/bookkeeping/closing-a-business-new-jersey) - [Collecting unpaid invoices in New Jersey](/bookkeeping/collect-unpaid-invoices-new-jersey) - [Give our kits to your people](/toolkits/bulk-and-white-label-licenses) - [Small business bookkeeping basics for owners](/courses/small-business-bookkeeping-basics) - [Online courses from MCC Solutions](/courses) ## Not sure which one fits? [Ask us](/contact)[Call (908) 444-6373](tel:+19084446373)