--- title: "Loan Signing Cheat Sheet for Notary Signing Agents | MCC" description: "A plain guide to the documents in a refinance, purchase or HELOC package: what each is, what the borrower signs, initials and dates, and what is usually…" url: "https://mcc-solutionsnj.com/toolkits/loan-signing-cheat-sheet" --- Document pack # Loan Signing Cheat Sheet: Refinance, Purchase and HELOC Documents Explained for Signing Agents Know what you are looking at in a loan package, where the borrower signs, and why the right-to-cancel dates matter, without ever explaining loan terms. **$19** one time · 14-day full refund · Word and PDF · download link by email Buy now, $19 Free sample 🌙 The desk is asleep. The store never is. Every kit and ebook downloads the moment you pay, day or night. Questions get answered after we open in the morning. [Browse the store](/toolkits) Who it is for Notary signing agents, new and experienced, anywhere in the US. Not the right fit if You want loan terms explained for borrowers: this guide deliberately doesn't. Lender and title instructions always come first. Why it is different - The Closing Disclosure and rescission rules come from consumerfinance.gov, cited on the page. - Says plainly which documents vary by lender, so you follow the instructions, not a guess. - No legal advice: scripts send borrower questions to the lender. What is inside - **Loan package document guide.** Closing Disclosure, Note, Deed of Trust or Mortgage, Right to Cancel, 1003, 4506-C, affidavits and more, in one table. - **Closing Disclosure basics.** What the CFPB says about the Closing Disclosure and the 3-business-day rule, with a script for borrower questions. - **Right to cancel on refinances.** Who gets the right to rescind, how the three business days are counted, and a count-the-days worksheet. - **Purchase, refinance and HELOC compared.** What changes between the three loan types. - **Signing table checklist.** Before, during and after the appointment. A look inside ## The first pages, as you will get them [![Page 1 of the Loan Package Document Guide (Loan Signing Cheat Sheet)](/img/toolkits/loan-signing-cheat-sheet/doc-1.webp)](/img/toolkits/loan-signing-cheat-sheet/doc-1.webp) First page of Loan Package Document Guide [![Page 1 of the Closing Disclosure Basics (Loan Signing Cheat Sheet)](/img/toolkits/loan-signing-cheat-sheet/doc-2.webp)](/img/toolkits/loan-signing-cheat-sheet/doc-2.webp) First page of Closing Disclosure Basics Get it ## Loan Signing Cheat Sheet Or pay with PayPal Uses the email and terms box above. You get the same download link by email. ZIP code (for sales tax) Want every toolkit? The [toolkit membership](/membership) includes all of them, with a lower rate if you pay yearly. Get every update for a year, $29: the [Yearly Updates Pass](/updates-pass?kit=loan-signing-cheat-sheet) gives you each refreshed edition we release of the kits you own. One payment, no automatic renewal. Delivered as a zip of editable Word files and printable PDFs. For one business, your own use. General information and templates, not legal, tax or accounting advice. General information for notaries, not legal advice. Loan packages vary; the lender's and title company's instructions control. Not affiliated with the CFPB or any lender. Payment is handled by Stripe. If a file will not open or something looks wrong, reply to your order email and we will make it right. Ways to get it ## Just this kit, or more This kit **$19 one time** Loan Signing Cheat Sheet. Buy this kit The set **$49 one time** 3 kits including this one, $28 less than buying them separately. [See the set](/toolkits/notary-launch-bundle) Membership **$29 a month** Every kit and document pack in the store, including new ones. Cancel any time. [See the membership](/membership) Questions ## Common questions **What do I get and how is it delivered?** The Loan Signing Cheat Sheet comes as a zip with five documents, each as an editable Word file and a printable PDF: Loan Package Document Guide, Closing Disclosure Basics, Right to Cancel Refinances, Purchase Refinance HELOC Compared, and Signing Table Checklist. The download link arrives by email after payment. **Will it open on a Mac, Google Sheets or my phone?** The PDFs open in any PDF reader, including on a phone. To edit, open the Word files in Word, Google Docs or LibreOffice on a Mac or PC. If a file will not open or something looks wrong, reply to your order email and we will make it right. If it is not right for you, email us within 14 days of buying for a full refund. **Is this legal or tax advice?** General information for notaries, not legal advice. Loan packages vary; the lender's and title company's instructions control. **Is it the right fit for me?** It is made for notary signing agents, new and experienced, anywhere in the US. Skip it if you want loan terms explained for borrowers: this guide deliberately doesn't. Free sample ### Try one page first Get a real page or file from this product by email. We send one confirmation email, and no series follows. Buy it with the others [Bundle ### Notary Launch Bundle This product plus 2 more, in one download. $49 instead of $77 separately](/toolkits/notary-launch-bundle)[### New Jersey Notary Starter Kit The paperwork a new notary has to build from scratch, ready to print or edit: a journal laid out for what New Jersey's manual says to record, checklists, forms and client emails. $29](/toolkits/nj-notary-starter-kit) ## More notary and legal document packs - [Loan Signing Practice Package](/toolkits/loan-signing-practice-package) $39 - [Louisiana Executor and Estate Kit](/toolkits/la-executor-kit) $25 - [Louisiana Notary Exam Prep](/toolkits/la-notary-exam-prep) $29 - [Louisiana Notary Starter Kit](/toolkits/la-notary-starter-kit) $29 - [Louisiana Will Signing Day Kit](/toolkits/louisiana-will-signing-day-kit) $19 - [Maine Executor and Estate Kit](/toolkits/me-executor-kit) $25 [See every toolkit and document pack](/toolkits/all) ## Rather have someone do the books? [Get a Bookkeeping Quote](/bookkeeping/#interest)[Call (908) 444-6373](tel:+19084446373)