--- title: "NJ First Home Purchase Checklists: Offer to Closing | MCC" description: "Four checklists for a first NJ home: readiness and NJHMFA programs, lender documents, offer and inspection timeline, and closing day." url: "https://mcc-solutionsnj.com/toolkits/nj-first-home-purchase-checklists" --- Document pack # NJ First Home Purchase Checklists: Readiness, Lender Documents, Offer Timeline and Closing Day The paperwork side of buying your first New Jersey home, from first lender call to keys. **$15** one time · 14-day full refund · Word and PDF · download link by email Buy now, $15 Free sample 🌙 The desk is asleep. The store never is. Every kit and ebook downloads the moment you pay, day or night. Questions get answered after we open in the morning. [Browse the store](/toolkits) Who it is for First-time home buyers in New Jersey, including those looking at NJHMFA down payment assistance. Not the right fit if You're buying outside New Jersey, or you need a lender, an attorney or an inspector: this keeps their paperwork in order. Why it is different - NJHMFA program details from the agency's fact sheets (June and October 2026). - Loan Estimate and Closing Disclosure timing from the CFPB. - Works with the Home Buying Cost and Affordability Planner for the math. What is inside - **Buyer readiness checklist.** NJHMFA programs and DPA by county, the Loan Estimate rules and questions for lenders. - **Lender document folder.** The papers lenders commonly ask for, with a sent-and-confirmed log. - **Offer and inspection timeline.** Every date from offer to closing, filled in from your contract. - **Closing day checklist.** The Closing Disclosure check, who pays the transfer fees, the last week and the day. A look inside ## The first pages, as you will get them [![Page 1 of the Buyer Readiness Checklist (NJ First Home Purchase Checklists)](/img/toolkits/nj-first-home-purchase-checklists/doc-1.webp)](/img/toolkits/nj-first-home-purchase-checklists/doc-1.webp) First page of Buyer Readiness Checklist [![Page 1 of the Lender Document Folder (NJ First Home Purchase Checklists)](/img/toolkits/nj-first-home-purchase-checklists/doc-2.webp)](/img/toolkits/nj-first-home-purchase-checklists/doc-2.webp) First page of Lender Document Folder Get it ## NJ First Home Purchase Checklists Or pay with PayPal Uses the email and terms box above. You get the same download link by email. ZIP code (for sales tax) Want every toolkit? The [toolkit membership](/membership) includes all of them, with a lower rate if you pay yearly. Get every update for a year, $29: the [Yearly Updates Pass](/updates-pass?kit=nj-first-home-purchase-checklists) gives you each refreshed edition we release of the kits you own. One payment, no automatic renewal. Delivered as a zip of editable Word files and printable PDFs. For one business, your own use. General information and templates, not legal, tax or accounting advice. Checklists, not legal or lending advice. Your contract and attorney set the deadlines, and lenders set their own document lists. Not affiliated with NJHMFA. Payment is handled by Stripe. If a file will not open or something looks wrong, reply to your order email and we will make it right. Ways to get it ## Just this kit, or more This kit **$15 one time** NJ First Home Purchase Checklists. Buy this kit Membership **$29 a month** Every kit and document pack in the store, including new ones. Cancel any time. [See the membership](/membership) Questions ## Common questions **What do I get and how is it delivered?** The NJ First Home Purchase Checklists comes as a zip with four documents, each as an editable Word file and a printable PDF: Buyer Readiness Checklist, Lender Document Folder, Offer and Inspection Timeline, and Closing Day Checklist. The download link arrives by email after payment. **Will it open on a Mac, Google Sheets or my phone?** The PDFs open in any PDF reader, including on a phone. To edit, open the Word files in Word, Google Docs or LibreOffice on a Mac or PC. If a file will not open or something looks wrong, reply to your order email and we will make it right. If it is not right for you, email us within 14 days of buying for a full refund. **Is this legal or tax advice?** Checklists, not legal or lending advice. **Is it the right fit for me?** It is made for first-time home buyers in New Jersey, including those looking at NJHMFA down payment assistance. Skip it if you are buying outside New Jersey, or you need a lender, an attorney or an inspector: this keeps their paperwork in order. Free sample ### Try one page first Get a real page or file from this product by email. We send one confirmation email, and no series follows. Also from MCC Solutions [### Month-End Close Workbook A real month-end close in one Excel file. It tells you when a rec does not tie, which variances still need an answer, and when the period is ready to lock. $19](/toolkits/month-end-close-workbook)[### Sales-Channel Profit Tracker Which channel makes you money, and which one only looks busy? 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