--- title: "NJ SALT Cap Workbook: 2025 and 2026 Limits, Tax Log | MCC" description: "Excel workbook for NJ households: the federal SALT limit after the phase-down for each year, a property tax payment log, and itemizing vs standard deduction." url: "https://mcc-solutionsnj.com/toolkits/nj-salt-cap-workbook" --- Document pack # NJ SALT Cap Workbook: Federal SALT Limit by Year, Property Tax Payment Log and Itemize-or-Standard Comparison See how much of your New Jersey property and income tax you can deduct, year after year. **$19** one time · 14-day full refund · Word and PDF · download link by email Buy now, $19 Free sample 🌙 The desk is asleep. The store never is. Every kit and ebook downloads the moment you pay, day or night. Questions get answered after we open in the morning. [Browse the store](/toolkits) Who it is for New Jersey homeowners who pay high property and state income taxes and want to plan itemizing across several years. Not the right fit if You don't pay New Jersey property or income tax: the workbook is built around New Jersey's taxes. Why it is different - 2025 and 2026 limits checked on irs.gov; 2027 to 2029 columns ready for the IRS figures. - Property tax totals come from your actual payment dates. - Excel with real formulas, plus Word files and PDFs. What is inside - **SALT cap workbook (Excel).** Limit, phase-down and itemize-or-standard comparison for 2025 to 2029, plus a property tax payment log. - **How the SALT cap works.** The IRS rule by year, the 30% phase-down, married filing separately and New Jersey points. - **SALT records checklist.** Property tax bills, escrow statements and NJ income tax records to gather. - **Year-by-year worksheet.** The same calculation on paper, one column per year. A look inside ## The first pages, as you will get them [![Page 1 of the How The SALT Cap Works (NJ SALT Cap Workbook)](/img/toolkits/nj-salt-cap-workbook/doc-1.webp)](/img/toolkits/nj-salt-cap-workbook/doc-1.webp) First page of How The SALT Cap Works [![Page 1 of the SALT Records Checklist (NJ SALT Cap Workbook)](/img/toolkits/nj-salt-cap-workbook/doc-2.webp)](/img/toolkits/nj-salt-cap-workbook/doc-2.webp) First page of SALT Records Checklist Get it ## NJ SALT Cap Workbook Or pay with PayPal Uses the email and terms box above. You get the same download link by email. ZIP code (for sales tax) Want every toolkit? The [toolkit membership](/membership) includes all of them, with a lower rate if you pay yearly. Get every update for a year, $29: the [Yearly Updates Pass](/updates-pass?kit=nj-salt-cap-workbook) gives you each refreshed edition we release of the kits you own. One payment, no automatic renewal. Delivered as a zip of editable Word files and printable PDFs. For one business, your own use. General information and templates, not legal, tax or accounting advice. An organizer, not tax advice. Your tax preparer and the IRS instructions for each year control. Payment is handled by Stripe. If a file will not open or something looks wrong, reply to your order email and we will make it right. Ways to get it ## Just this kit, or more This kit **$19 one time** NJ SALT Cap Workbook. Buy this kit Membership **$29 a month** Every kit and document pack in the store, including new ones. Cancel any time. [See the membership](/membership) Questions ## Common questions **What do I get and how is it delivered?** The NJ SALT Cap Workbook comes as a zip with three documents, each as an editable Word file and a printable PDF: How The SALT Cap Works, SALT Records Checklist, and Year By Year SALT Worksheet, plus an Excel workbook (NJ SALT Cap Workbook). The download link arrives by email after payment. **Will it open on a Mac, Google Sheets or my phone?** The PDFs open in any PDF reader, and the Word files edit in Word, Google Docs or LibreOffice. The workbook is built for Excel and tested in LibreOffice; it should open in Google Sheets, but not every feature is tested there. If a file will not open or something looks wrong, reply to your order email and we will make it right. If it is not right for you, email us within 14 days of buying for a full refund. **Is this legal or tax advice?** An organizer, not tax advice. **Is it up to date for 2026 and 2027?** The 2025 and 2026 limits were checked on irs.gov, and the 2027 to 2029 columns are ready for you to enter the IRS figures when published. Your tax preparer and the IRS instructions for each year control. Free sample ### Try one page first Get a real page or file from this product by email. We send one confirmation email, and no series follows. 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