--- title: "Parent PLUS & Grad Loan Cap Planner: 4-Year Workbook | MCC" description: "Excel workbook planning four years of cost, aid and the July 2026 Parent PLUS, graduate and professional loan limits, plus aid letter comparison and deadlines." url: "https://mcc-solutionsnj.com/toolkits/parent-plus-grad-loan-cap-planner" --- Document pack # Parent PLUS and Grad Loan Cap Planner: Four Years of Cost, Aid and the New Federal Loan Limits See the funding gap the new federal loan limits leave, year by year. **$15** one time · 14-day full refund · Word and PDF · download link by email Buy now, $15 Free sample 🌙 The desk is asleep. The store never is. Every kit and ebook downloads the moment you pay, day or night. Questions get answered after we open in the morning. [Browse the store](/toolkits) Who it is for Parents of college students and graduate or professional students planning how to pay under the limits that started July 1, 2026. Not the right fit if You aren't borrowing federal Parent PLUS or graduate loans, or you need someone to decide what aid you qualify for. Why it is different - Limits from Federal Student Aid's Loan Limits FAQ (May 2026). - Tracks the $65,000, $100,000, $200,000 and $257,500 totals for you. - Shows the year the Parent PLUS total runs out. What is inside - **New loan limits guide.** Annual, total and lifetime limits, the interim exception and what else changes the number. - **4-year funding plan.** Excel workbook with yearly, total and lifetime caps tracked, plus a paper summary. - **Aid letter comparison.** Up to four offers line by line. - **Deadlines and steps.** Federal dates and the yearly steps, with space for school deadlines. A look inside ## The first pages, as you will get them [![Page 1 of the New Loan Limits Guide (Parent PLUS and Grad Loan Cap Planner)](/img/toolkits/parent-plus-grad-loan-cap-planner/doc-1.webp)](/img/toolkits/parent-plus-grad-loan-cap-planner/doc-1.webp) First page of New Loan Limits Guide [![Page 1 of the Using The Funding Plan (Parent PLUS and Grad Loan Cap Planner)](/img/toolkits/parent-plus-grad-loan-cap-planner/doc-2.webp)](/img/toolkits/parent-plus-grad-loan-cap-planner/doc-2.webp) First page of Using The Funding Plan Get it ## Parent PLUS and Grad Loan Cap Planner Or pay with PayPal Uses the email and terms box above. You get the same download link by email. ZIP code (for sales tax) Want every toolkit? The [toolkit membership](/membership) includes all of them, with a lower rate if you pay yearly. Get every update for a year, $29: the [Yearly Updates Pass](/updates-pass?kit=parent-plus-grad-loan-cap-planner) gives you each refreshed edition we release of the kits you own. One payment, no automatic renewal. Delivered as a zip of editable Word files and printable PDFs. For one business, your own use. General information and templates, not legal, tax or accounting advice. General information and organizers, not financial, tax or legal advice. It doesn't decide what you qualify for. Not affiliated with the Department of Education. Payment is handled by Stripe. If a file will not open or something looks wrong, reply to your order email and we will make it right. Ways to get it ## Just this kit, or more This kit **$15 one time** Parent PLUS and Grad Loan Cap Planner. Buy this kit Membership **$29 a month** Every kit and document pack in the store, including new ones. Cancel any time. [See the membership](/membership) Questions ## Common questions **What do I get and how is it delivered?** The Parent PLUS and Grad Loan Cap Planner comes as a zip with four documents, each as an editable Word file and a printable PDF: New Loan Limits Guide, Using The Funding Plan, Aid Letter Comparison, and Deadlines And Steps, plus an Excel workbook (Four Year Funding Plan Workbook). The download link arrives by email after payment. **Will it open on a Mac, Google Sheets or my phone?** The PDFs open in any PDF reader, and the Word files edit in Word, Google Docs or LibreOffice. The workbook is built for Excel and tested in LibreOffice; it should open in Google Sheets, but not every feature is tested there. If a file will not open or something looks wrong, reply to your order email and we will make it right. If it is not right for you, email us within 14 days of buying for a full refund. **Is this legal or tax advice?** General information and organizers, not financial, tax or legal advice. It doesn't decide what you qualify for. **Is it up to date?** It plans around the July 2026 Parent PLUS, graduate and professional loan limits, taken from Federal Student Aid's Loan Limits FAQ (May 2026). Future updates are not promised. Free sample ### Try one page first Get a real page or file from this product by email. We send one confirmation email, and no series follows. Also from MCC Solutions [### Month-End Close Workbook A real month-end close in one Excel file. It tells you when a rec does not tie, which variances still need an answer, and when the period is ready to lock. $19](/toolkits/month-end-close-workbook)[### Sales-Channel Profit Tracker Which channel makes you money, and which one only looks busy? 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