--- title: "Elizabeth City, NJ Property Tax: 2025 Rate, Avg Bill $9,727" description: "Elizabeth City, Union County, NJ: 2025 general tax rate 2.017 per $100, average residential bill $9,727. Estimate your own bill and see how it ranks." url: "https://mcc-solutionsnj.com/tools/nj-property-tax/union-county/elizabeth-city" --- Free tool · Union County, New Jersey # Elizabeth City property tax: 2025 rate, average bill and calculator Elizabeth City's general and effective tax rates, average residential bill and assessment ratio from the State's 2025 tables, a calculator set to the area, and where it ranks in Union County and New Jersey. **Quick answer.** Elizabeth City, Union County, had a 2025 general tax rate of **2.017** per $100 of assessed value, and the average residential bill was **$9,727** on an average assessment of $482,259. A bill is your **assessed value × 2.017 ÷ 100**. Source: [2025 General Tax Rates](https://www.nj.gov/treasury/taxation/pdf/lpt/gtr/2025taxrates.pdf) and [2025 Average Residential Statistics](https://www.nj.gov/treasury/taxation/pdf/lpt/class4/2025AvgResStat.pdf), NJ Division of Taxation. General rate (2025) **2.017** used to compute a bill Effective rate (2025) **2.113** for comparing towns only Average residential bill **$9,727** 20th of 21 in the county Average ratio **92.76%** assessed to true value ## Estimate a Elizabeth City property tax bill Enter a value to see the 2025 tax at Elizabeth City's general rate. For the current year's rate and your exact bill, ask the Elizabeth City tax collector. For a different town, use the [statewide calculator](/tools/nj-property-tax-calculator). ## What homes at different prices pay in Elizabeth City Assessments in Elizabeth City averaged 92.76% of true value, so its general rate (2.017) and effective rate (2.113) are close. The table turns each market value into an assessed value with that 92.76% average ratio ([Amended Table of Equalized Valuations 2025](https://www.nj.gov/treasury/taxation/pdf/lptval/2024/2025TEV.pdf)), then applies the general rate. | Market value | Est. assessed value | Est. yearly tax | Per month | | --- | --- | --- | --- | | $300,000 | $278,280 | **$5,613** | $468 | | $450,000 | $417,420 | **$8,419** | $702 | | $600,000 | $556,560 | **$11,226** | $935 | | $800,000 | $742,080 | **$14,968** | $1,247 | | $1,000,000 | $927,600 | **$18,710** | $1,559 | Individual assessments vary around the town average, so a home's real assessed value can be higher or lower than the estimate here. The figure on your own bill or assessment notice is the one that counts. ## Elizabeth City by the numbers - Every $100,000 of assessed value in Elizabeth City carried $2,017 of 2025 tax, or $168 a month. - The average Elizabeth City home was assessed at $482,259 and billed $9,727, about $811 a month or $2,432 a quarter. - At the 92.76% average ratio, $482,259 of assessed value stands for roughly $519,900 of market value. - For tax year 2027, a Elizabeth City home truly worth $450,000 falls inside the certified range when it is assessed between $332,685 and $450,135. ## How Elizabeth City compares Elizabeth City's 2025 effective tax rate of **2.113** is the 11th highest of 21 Union County municipalities and the 293rd highest of 564 in New Jersey. It is equal to the county median of 2.113 and below the statewide median of 2.140. Its average residential bill of **$9,727** ranks 20th of 21 in the county and 296th of 563 statewide, $2,224 less than the median Union County town's $11,951. The towns closest to it in Union County by effective rate: | Town | General rate | Effective rate | Avg ratio | Avg residential bill | | --- | --- | --- | --- | --- | | [Springfield Township](/tools/nj-property-tax/union-county/springfield-township) | 2.411 | 2.188 | 82.53% | $12,974 | | [Scotch Plains Township](/tools/nj-property-tax/union-county/scotch-plains-township) | 12.350 | 2.137 | 15.65% | $15,818 | | **Elizabeth City** | 2.017 | 2.113 | 92.76% | $9,727 | | [Cranford Township](/tools/nj-property-tax/union-county/cranford-township) | 7.248 | 2.106 | 26.04% | $13,729 | | [Garwood Borough](/tools/nj-property-tax/union-county/garwood-borough) | 2.858 | 2.059 | 72.59% | $11,725 | See [all 21 Union County towns](/tools/nj-property-tax/union-county) in one sortable table. ## If a Elizabeth City assessment looks too high Assessment appeals go to the **Union County Board of Taxation**: 300 North Avenue East, Westfield, NJ 07090, phone (908) 527-4775 ([State contact list, September 2026](https://www.nj.gov/treasury/taxation/pdf/lpt/cb/ctb-statewide.pdf)). The Division's [appeals page](https://www.nj.gov/treasury/taxation/lpt/lpt-appeal.shtml) gives the filing deadline as April 1, or May 1 when the town has had a revaluation or reassessment. An owner must show the assessment doesn't fairly reflect true market value or falls outside the common level range. For tax year 2027 the range certified for Elizabeth City is **73.93% to 100.03%**, around an average ratio of 86.98% ([2026 Average Ratios and Common Level Ranges](https://www.nj.gov/treasury/taxation/pdf/lpt/chap123/2027CH123.pdf)). You appeal the assessment, not the tax rate. This page describes the State's published process and is not legal advice. Related: [NJ senior tax relief checker](/tools/nj-senior-tax-relief-checker) · [NJ property tax relief for seniors](/tools/new-jersey-senior-property-tax-relief) · [NJ SALT deduction calculator](/bookkeeping/nj-salt-deduction-calculator) Elizabeth City figures above come from the State's published tables ([rates](https://www.nj.gov/treasury/taxation/pdf/lpt/gtr/2025taxrates.pdf), [average residential statistics](https://www.nj.gov/treasury/taxation/pdf/lpt/class4/2025AvgResStat.pdf), [equalized valuations](https://www.nj.gov/treasury/taxation/pdf/lptval/2024/2025TEV.pdf), [2027 ranges](https://www.nj.gov/treasury/taxation/pdf/lpt/chap123/2027CH123.pdf), [definitions](https://www.nj.gov/treasury/taxation/lpt/statdata.shtml)), opened and checked November 2026. Not tax or legal advice, and MCC Solutions is not affiliated with the State, the county board or the area. Exemptions, deductions, appeals, added assessments and the newer year's rate all change a real bill. ## Common questions **What is the property tax rate in Elizabeth City, Union County?** The 2025 general tax rate was 2.017 per $100 of assessed value, from the Division of Taxation's 2025 General Tax Rates table. That is the rate applied to an assessed value. The effective rate, the State's figure for comparing towns, was 2.113. **What is the average property tax bill in Elizabeth City?** $9,727 in 2025 on an average residential assessment of $482,259, according to the Division's 2025 Average Residential Statistics. It ranked 20th of 21 in Union County. **How do I work out my own Elizabeth City property tax?** Multiply your assessed value by 2.017 and divide by 100. If you only know market value, multiply it by 92.76% first, the town's average ratio of assessed to true value; a $450,000 home works out to about $8,419 a year that way. Your own assessment is on your bill and may sit above or below the average. **Is this the 2026 rate for Elizabeth City?** No. It is the 2025 rate, the latest year in the Division's general tax rate table when this page was checked (November 2026). The Elizabeth City tax collector can give you the current year's rate. **Is Elizabeth City a high-tax town for Union County?** By effective rate, the State's figure for comparing towns, the area is 11th highest of 21 in Union County at 2.113; the county's highest is Winfield Township at 23.405 and its lowest is Summit City at 1.475. By average residential bill it is 20th of 21, at $9,727. Thinking about an appeal? ## NJ Property Tax Appeal Prep Workbook An Excel workbook with the area’s certified 2027 common level range (73.93% to 100.03%) built in, a comparable-sales log, a Union County board contact log and an evidence checklist. An organizer, not legal advice. [Get the workbook ($19)](/toolkits/nj-property-tax-appeal-prep-workbook) ## Need a document notarized for a closing or appeal? [Book a mobile notary](/notary/#order)[Call (908) 444-6373](tel:+19084446373)