MCC Money

The federal deduction for qualified tips, 2025 to 2028.

Matching kit: Tips Deduction Tracker ($15)

The overtime premium you can deduct, 2025 to 2028.

Matching kit: Overtime Deduction Tracker ($15)

Whether a new car loan's interest can be deducted.

Matching kit: Car Loan Interest Deduction Checker and Log ($12)

What to set aside for self-employment and income tax.

Goes well with: Side-Hustle Tax Bundle ($55)

Each quarterly payment and the safe harbor.

Matching kit: 2026 Form 1040 & Schedule C Estimator (Python) ($39)

Standard mileage rate or actual costs, side by side.

Matching kit: Gig Driver Income and Mileage Tracker ($19)

Property and income tax under the federal SALT cap.

Matching kit: NJ SALT Cap Workbook ($19)

The senior deduction, ANCHOR, Senior Freeze and Stay NJ.

Matching kit: Senior Deduction and NJ Property Tax Relief Organizer ($15)

Which withdrawal rule likely applies and the deadline year.

Matching kit: Inherited IRA Withdrawal Tracker ($15)

Why a crypto 1099-DA may not match your records.

Matching kit: Crypto 1099-DA Reconciliation Workbook ($24)

The old and new 1099 thresholds by year.

Matching kit: New 1099 Rules Kit ($19)

When each 1099 is due to recipients, the IRS and New Jersey.

Matching kit: 1099-NEC and 1099-MISC preparer ($49)

A short check of when a 1099 is needed.

Goes well with: Year-End Close and 1099 Kit ($29)

La deducción federal por propinas calificadas.

Matching kit: Kit: Registro para la deducción por propinas ($15)

El «medio» del tiempo y medio que puede deducir.

Matching kit: Kit: Registro para la deducción por horas extras ($15)

Overtime and gross pay for a week.

Goes well with: First Job, First Paycheck Kit ($12)

Hours worked and pay from start and end times.

Goes well with: First Job, First Paycheck Kit ($12)

Pay for a partial month or a mid-year start.

Goes well with: First Job, First Paycheck Kit ($12)

The rate that covers income, costs and taxes.

Matching kit: Freelancer Income Tracker ($19)

What driving really pays per mile and per hour.

Matching kit: Gig Driver Income and Mileage Tracker ($19)

Real startup costs and pay for small side jobs.

Matching kit: Side Income Starter Planner ($9)

Your 2026 retirement plan maximum by age and wages.

Matching kit: Retirement Catch-Up Planner ($12)

Your expected share of a 2027 marketplace plan.

Matching kit: Marketplace Premium Change Kit for 2027 ($12)

How close you are to the yearly drug cost cap.

Matching kit: Medicare Part D Cost-Cap Tracker ($9)

This year's limits for your coverage and age.

Matching kit: HSA and Dependent Care FSA Planner ($12)

Monthly hours toward the 80-hour requirement.

Matching kit: Medicaid Work and Community Engagement Hours Log ($9)

Weekly hours and countable months.

Matching kit: SNAP Work Requirement Tracker ($9)

A child's birth date against the pilot window.

Matching kit: Trump Account Family Organizer ($12)

RAP compared with the Standard and Tiered plans.

Matching kit: Student Loan Repayment Plan Switcher ($19)

Your funding gap under the new federal loan limits.

Matching kit: Parent PLUS and Grad Loan Cap Planner ($15)

A short job-training program against the rules.

Matching kit: Workforce Pell Guide and Organizer ($15)

Su contribución esperada para un plan del mercado.

Matching kit: Kit: Cambios en la prima del seguro del Mercado para 2027 ($12)

What to do first, and NJ help for rent, utilities and food.

Matching kit: Stretch the Paycheck Kit ($9)

Put bills in order when there isn't enough for all of them.

Matching kit: Household Budget and Bill Calendar ($19)

What to ask a lender or landlord for, with a sample letter.

Matching kit: Hardship Letter Kit: Ask for a Payment Plan in Writing ($12)

What a collector can't do, and your dispute deadline.

Matching kit: Debt Collector Rights Kit: Validation, Dispute and Cease-Contact Letters ($12)

The free steps to check and correct your credit reports.

Matching kit: Fix-Your-Own-Credit Kit: Free Reports, Disputes and Freezes ($15)

Surprise bill protection, assistance and NJ Charity Care.

Matching kit: Medical Bill Help Kit ($12)

Avalanche or snowball, and your debt-free date.

Matching kit: Debt Avalanche & Amortization Matrix ($24)

How much to keep aside and how long it takes.

Matching kit: Net Worth and Savings Goals Tracker ($14)

What to set aside each month for once-a-year bills.

Matching kit: Household Budget and Bill Calendar ($19)

The monthly amount to reach a goal by a date.

Matching kit: Net Worth and Savings Goals Tracker ($14)

What you own minus what you owe.

Matching kit: Net Worth and Savings Goals Tracker ($14)

Monthly payment with taxes and insurance.

Matching kit: Home Buying Cost and Affordability Planner ($19)

Payment and total cost of a car loan.

Matching kit: Car Buying and Total Cost Comparer ($14)

Front-end and back-end DTI.

Matching kit: Home Buying Cost and Affordability Planner ($19)

Split rent fairly by room size or income.

Matching kit: Roommate Shared Expenses and Settle-Up Workbook ($14)

A gift and holiday budget that fits.

Matching kit: Holiday and Gift Budget Tracker ($14)

How many sales cover your costs.

Matching kit: Break-Even and Pricing Workbook ($24)

Turn a cost into a price at the margin you want.

Matching kit: Break-Even and Pricing Workbook ($24)

An invoice with totals and a due date, to print or save.

Goes well with: Unpaid Invoice Collection Kit ($19)

Net burn, runway and a monthly forecast.

Matching kit: 13-Week Cash Flow Forecast ($29)

The true yearly cost of an employee.

Goes well with: Hiring Your First Employee in New Jersey Kit ($25)

Cost per productive hour, compared.

Matching kit: 1099 vs W-2 Net Take-Home Simulator (Python) ($29)

Add tax to a price or take it out of a total.

Goes well with: Product Seller Bundle ($65)

Card fees and what to charge to cover them.

Goes well with: Sales-Channel Profit Tracker ($24)

Payment, interest and what extra payments save.

Goes well with: Small Business Loan-Readiness Workbook ($39)

Duty, fees and freight per unit for small importers.

Matching kit: Small Importer Landed-Cost Kit ($19)

How much business data goes into AI tools.

Matching kit: Small Business AI Use Policy Kit ($19)

The three business days to cancel a refinance.

Matching kit: Loan Signing Cheat Sheet ($19)

Hybrid, eClosing, IPEN or RON?

Matching kit: Hybrid and eClosing Guide for Signing Agents ($19)

Where notaries can work remotely, with each state's rules.

Matching kit: Remote Notary Setup Kit ($29)