Document pack
Retirement Catch-Up Planner: 2026 Contribution Plan Workbook, Roth Catch-Up Rule and Paycheck Setup Checklist
Turn the 2026 catch-up limits into a per-paycheck amount, with the Roth part worked out.
$12 one time · Word and PDF · download link by email
Who it is for
Employees age 50 and over saving in a 401(k), 403(b) or governmental 457(b) plan, especially those turning 60 to 63 or with wages over $150,000.
Why it is different
- Includes the higher catch-up for ages 60 to 63.
- Works out when the catch-up must be Roth from last year's FICA wages.
- 2026 figures cited to IRS Notice 2025-67 and T.D. 10033; editable when 2027 limits are published.
What is inside
- Contribution plan workbook (Excel). Your 2026 limit by age and wages, the per-paycheck amount and Roth share, a paycheck log and an IRA tracker.
- Start here: 2026 limits and the Roth catch-up rule. The IRS amounts, who gets which catch-up, the $150,000 wage test and its effective dates.
- Paycheck setup checklist. Questions for HR and payroll and what to check on your pay stubs.
- Year-end contribution check. A December check against every limit, and what to do if you went over.
A look inside
The first pages, as you will get them
Get it
Retirement Catch-Up Planner
Want every toolkit? The toolkit membership includes all of them, with a lower rate if you pay yearly.
Delivered as a zip of editable Word files and printable PDFs. For one business, your own use. General information and templates, not legal, tax or accounting advice. A planner for your own figures, not tax, legal or financial advice. Your plan's rules can be stricter; your plan administrator has the final word. Not affiliated with the IRS. Payment is handled by Stripe. If a file will not open or something looks wrong, reply to your order email and we will make it right.
Also from MCC Solutions
Month-End Close Workbook
A real month-end close in one Excel file. It tells you when a rec does not tie, which variances still need an answer, and when the period is ready to lock.
$19
Sales-Channel Profit Tracker
Which channel makes you money, and which one only looks busy? Sales minus cost of goods, shipping, platform and card fees and event costs, by channel, by event and by month.
$24