Document pack
Fix-Your-Own-Credit Kit: Dispute Letters, Dispute Tracker, Freeze Checklist and Report Review Worksheet
The steps a credit repair company would charge for, done yourself through the free official channels.
$15 one time · Word and PDF · download link by email
Who it is for
Anyone who wants to check their credit reports, fix errors, freeze their credit or avoid paying a credit repair company.
Not the right fit if
You want accurate negative items removed: no one can promise that. Prefer someone to do disputes for you? This is do-it-yourself.
Why it is different
- Only free, official channels: AnnualCreditReport.com, the CFPB and the FTC.
- No promises: accurate, current information stays on a report.
- Word, PDF and an Excel tracker.
What is inside
- Fix your own credit guide. Free reports, disputes with the bureau and the business that reported the item, freezes and fraud alerts, goodwill requests, and the FTC's credit repair scam warning signs and the Credit Repair Organizations Act.
- Dispute letter templates. To a credit bureau, to the business that reported the item, a goodwill request and a follow-up.
- Freeze and fraud alert checklist. Place, lift and track freezes at all three bureaus, and set a fraud alert.
- Report review worksheet. Go through each report line by line and mark what to dispute.
- Dispute tracker (Excel). Every dispute, the 30-day mark, the answer and what's next.
A look inside
The first pages, as you will get them
Get it
Fix-Your-Own-Credit Kit: Free Reports, Disputes and Freezes
Want every toolkit? The toolkit membership includes all of them, with a lower rate if you pay yearly.
Delivered as a zip of editable Word files and printable PDFs. For one business, your own use. General information and templates, not legal, tax or accounting advice. General information and templates, not legal or credit advice. No one can promise to remove accurate information or raise a score; the credit bureaus and the businesses that report decide disputes. Not affiliated with AnnualCreditReport.com, any credit bureau, the CFPB or the FTC. Payment is handled by Stripe. If a file will not open or something looks wrong, reply to your order email and we will make it right.
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