Document pack
Parent PLUS and Grad Loan Cap Planner: Four Years of Cost, Aid and the New Federal Loan Limits
See the funding gap the new federal loan limits leave, year by year.
$15 one time · Word and PDF · download link by email
Who it is for
Parents of college students and graduate or professional students planning how to pay under the limits that started July 1, 2026.
Why it is different
- Limits from Federal Student Aid's Loan Limits FAQ (May 2026).
- Tracks the $65,000, $100,000, $200,000 and $257,500 totals for you.
- Shows the year the Parent PLUS total runs out.
What is inside
- New loan limits guide. Annual, total and lifetime limits, the interim exception and what else changes the number.
- 4-year funding plan. Excel workbook with yearly, total and lifetime caps tracked, plus a paper summary.
- Aid letter comparison. Up to four offers line by line.
- Deadlines and steps. Federal dates and the yearly steps, with space for school deadlines.
A look inside
The first pages, as you will get them
Get it
Parent PLUS and Grad Loan Cap Planner
Want every toolkit? The toolkit membership includes all of them, with a lower rate if you pay yearly.
Delivered as a zip of editable Word files and printable PDFs. For one business, your own use. General information and templates, not legal, tax or accounting advice. General information and organizers, not financial, tax or legal advice. It doesn't decide what you qualify for. Not affiliated with the Department of Education. Payment is handled by Stripe. If a file will not open or something looks wrong, reply to your order email and we will make it right.
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