Excel workbook
Household Budget and Bill Calendar: Plan Every Month and See What Is Due When
Give every dollar a job, track what actually happened, and see which bills land in which month.
$19 one time · example and blank copies · download link by email
Who it is for
Households that want a plan they can keep up with in Excel, with irregular bills such as insurance, car registration and holidays spread across the year.
Why it is different
- The bill calendar shows which months are heavy so a yearly bill does not surprise you.
- Sinking-fund amounts are worked out for you from the yearly bills you list.
- A filled example for a made-up household and a blank copy with all formulas working.
What is inside
- Start Here. How to use the workbook in about ten minutes a month.
- Setup. Your categories, groups, income sources and the bills that repeat monthly, quarterly or yearly.
- Budget. Planned income and spending for each of the twelve months, with the money left to assign.
- Actuals. What you actually earned and spent, entered by month.
- Month View. One month at a glance: planned against actual, with a plain sentence on whether you are over or under.
- Year View. Twelve months by group with a savings rate, average monthly spending and two charts.
- Bill Calendar. Each bill by due month and day, the total due each month, and a sinking-fund amount to set aside monthly for yearly bills.
- Checks. Flags categories left blank, months that do not balance and bills with no due date.
A look inside
Example data, real formulas
Get it
Household Budget and Bill Calendar
Want every toolkit? The toolkit membership includes all of them, with a lower rate if you pay yearly.
Delivered as a zip of editable Word files and printable PDFs. For one business, your own use. General information and templates, not legal, tax or accounting advice. A planning aid that works with the figures you enter. It is not financial, tax or legal advice. Weekly and every-two-week bills are not supported; enter them as a monthly amount. Tested by recalculation and by checking sample figures; not opened in every version of Excel. Payment is handled by Stripe. If a file will not open or something looks wrong, reply to your order email and we will make it right.
Free starter
Try a free one-tab version first
A small working Excel file with the same kind of math, filled with made-up example numbers you can type over. We send one confirmation email, and no series follows.
Rather hand it off?
We can keep the books for you each month
If tracking this yourself is more than you want to take on, we do monthly bookkeeping in QuickBooks, Xero or Excel. Tell us what you use and what is behind, and we reply with a written quote after a short review of your books. No obligation.
Get a bookkeeping quote Free books health checkPrefer to keep it yourself but want a hand getting started? Book a 45 minute setup session ($65).
Buy it with the others
Bundle
Household Money Bundle
This product plus 2 more, in one download.
$39 instead of $47 separately
Bundle
Shared Living and Holidays Bundle
This product plus 2 more, in one download.
$35 instead of $47 separately
Month-End Close Workbook
A real month-end close in one Excel file. It tells you when a rec does not tie, which variances still need an answer, and when the period is ready to lock.
$19