In plain English
The signer shows the ID to the camera and the platform inspects security features.
If the check fails, the notary generally cannot continue.
Why it matters
If the platform cannot verify the ID, the notary generally cannot continue. A cracked card, poor lighting or a temporary paper license can all cause a failed session.
The check helps prevent impostors from using a stolen ID over video, protecting the true signer. For the notary, a failed result is a stop sign, not something to override by eye, because the law built the remote process around this technical check plus the other identity steps.
Worked example
A signer scans a driver license on camera and the platform confirms it is valid.
What to do
- Use an unexpired physical government photo ID.
- Clean the card and hold it flat in good light without glare.
- Follow the platform's prompts for front and back images.
- Keep your face visible on camera for comparison.
- Contact the notary if the check fails repeatedly.
Common mistakes
- Showing a temporary paper license often fails because it lacks the security features the system checks.
- Holding the card at an angle can create glare and a failed scan.
- Using a worn ID with a peeling laminate may be read as altered.
Not the same as: Knowledge-based authentication (KBA)
Credential analysis examines the ID card itself, while knowledge-based authentication quizzes the signer on personal history. See Knowledge-based authentication (KBA).
Go deeper
- RON Identity Verification: KBA and Credential Analysis: How remote online notarization confirms identity: credential analysis of your ID, knowledge-based questions, and what to do if the checks do not pass.
Related terms
- Credible witness: A person who knows the signer and vouches for their identity to the notary when the signer lacks acceptable ID, where state law allows it.
- Deed: A document that transfers ownership of real property.
- Conflict of interest: A situation where the notary benefits from the transaction or is a party to it, making the notarization improper.
Common questions
What is a credential analysis?
Technology that checks whether a government ID is genuine, used in remote online notarization.
Can you give an example of credential analysis?
A signer scans a driver license on camera and the platform confirms it is valid.
Does credential analysis store my ID image?
Platforms keep records as state rules require. Ask the notary or platform about their retention practices.
Can I use a passport card?
Some platforms accept it. Check the platform's accepted ID list before the session.
General information, not legal advice. Rules vary by state and change; check with your state's commissioning office.