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Document pack

NJ First Home Purchase Checklists: Readiness, Lender Documents, Offer Timeline and Closing Day

The paperwork side of buying your first New Jersey home, from first lender call to keys.

$15 one time · Word and PDF · download link by email

Buy now, $15

Who it is for

First-time home buyers in New Jersey, including those looking at NJHMFA down payment assistance.

Not the right fit if

You're buying outside New Jersey, or you need a lender, an attorney or an inspector: this keeps their paperwork in order.

Why it is different

  • NJHMFA program details from the agency's fact sheets (June and October 2026).
  • Loan Estimate and Closing Disclosure timing from the CFPB.
  • Works with the Home Buying Cost and Affordability Planner for the math.

What is inside

  • Buyer readiness checklist. NJHMFA programs and DPA by county, the Loan Estimate rules and questions for lenders.
  • Lender document folder. The papers lenders commonly ask for, with a sent-and-confirmed log.
  • Offer and inspection timeline. Every date from offer to closing, filled in from your contract.
  • Closing day checklist. The Closing Disclosure check, who pays the transfer fees, the last week and the day.

A look inside

The first pages, as you will get them

First page of Buyer Readiness Checklist
First page of Buyer Readiness Checklist
First page of Lender Document Folder
First page of Lender Document Folder

Get it

NJ First Home Purchase Checklists

Want every toolkit? The toolkit membership includes all of them, with a lower rate if you pay yearly.

Delivered as a zip of editable Word files and printable PDFs. For one business, your own use. General information and templates, not legal, tax or accounting advice. Checklists, not legal or lending advice. Your contract and attorney set the deadlines, and lenders set their own document lists. Not affiliated with NJHMFA. Payment is handled by Stripe. If a file will not open or something looks wrong, reply to your order email and we will make it right.

Questions

Common questions

What do I get and how is it delivered?

The NJ First Home Purchase Checklists comes as a zip with four documents, each as an editable Word file and a printable PDF: Buyer Readiness Checklist, Lender Document Folder, Offer and Inspection Timeline, and Closing Day Checklist. The download link arrives by email after payment.

Will it open on a Mac, Google Sheets or my phone?

The PDFs open in any PDF reader, including on a phone. To edit, open the Word files in Word, Google Docs or LibreOffice on a Mac or PC. If a file will not open or something looks wrong, reply to your order email and we will make it right.

Is this legal or tax advice?

Checklists, not legal or lending advice.

Is it the right fit for me?

It is made for first-time home buyers in New Jersey, including those looking at NJHMFA down payment assistance. Skip it if you are buying outside New Jersey, or you need a lender, an attorney or an inspector: this keeps their paperwork in order.

Free sample

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