Document pack
Workers' Comp and Business Insurance Records Kit: Insurance and COI Tracker, State Coverage Checklist, Subcontractor COI Log and Injury Claim Log
Know whether you need coverage, keep proof you have it, and never pay a subcontractor with an expired certificate.
$15 one time · Word and PDF · download link by email
Who it is for
Small business owners, contractors, office managers and bookkeepers who hire employees or subcontractors and need to keep workers' comp and business insurance records in order.
Not the right fit if
Not insurance and not a policy recommendation; it does not tell you which insurer to use. Coverage rules for Indiana and Washington are not confirmed in the kit.
Why it is different
- Covers all 50 states and DC from each state's workers' compensation agency or statute site, checked November 2026.
- Quotes each state's own wording and leaves a rule blank rather than guess; names no insurer and sells no policy.
- Expiry alerts on every policy and subcontractor certificate, with an alert window you set.
What is inside
- Insurance and COI tracker (Excel). Policies with renewal dates, subcontractor certificates with workers' comp and liability expiry alerts, a claims log, and every state's rule with its official link.
- Start here. Your first hour, the six ways states set the coverage line, the four state-fund states, and where no rule could be confirmed.
- State coverage checklist. The questions that decide whether you need coverage, plus every state's rule, construction rule, owner treatment and required notice.
- Certificate of insurance (COI) collection log. What to ask each subcontractor for, a certificate log with expiry and lookup dates, and a follow-up list.
- Injury report and claim log. A one-page first report for the day of an injury, a claim log through closing, and a notice and poster record.
A look inside
The first pages, as you will get them
Get it
Workers' Comp and Business Insurance Records Kit
Want every toolkit? The toolkit membership includes all of them, with a lower rate if you pay yearly.
Delivered as a zip of editable Word files and printable PDFs. For one business, your own use. General information and templates, not legal, tax or accounting advice. General information, not legal or insurance advice; we are not lawyers or insurance agents. Rules, exemptions and penalties change; check the state agency's official page or ask a licensed insurance agent. Payment is handled by Stripe. If a file will not open or something looks wrong, reply to your order email and we will make it right.
Questions
Common questions
What do I get and how is it delivered?
The Workers' Comp and Business Insurance Records Kit comes as a zip with four documents, each as an editable Word file and a printable PDF: Start Here, State Coverage Checklist, COI Collection Log, and Injury Report And Claim Log, plus an Excel workbook (Insurance And COI Tracker). The download link arrives by email after payment.
Will it open on a Mac, Google Sheets or my phone?
The PDFs open in any PDF reader, and the Word files edit in Word, Google Docs or LibreOffice. The workbook is built for Excel and tested in LibreOffice; it should open in Google Sheets, but not every feature is tested there. If a file will not open or something looks wrong, reply to your order email and we will make it right.
Is this legal or tax advice?
General information, not legal or insurance advice; we are not lawyers or insurance agents. Rules, exemptions and penalties change; check the state agency's official page or ask a licensed insurance agent.
Is it the right fit for me?
It is made for small business owners, contractors, office managers and bookkeepers who hire employees or subcontractors and need to keep workers' comp and business insurance records in order. Skip it if not insurance and not a policy recommendation; it does not tell you which insurer to use.
Free sample
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