Free tool
Credit card processing fee calculator
Enter a sale amount and your processor's percentage and per-transaction fee. See the fee, what you receive and what to charge to cover it.
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How it works
How it works
The fee is the sale x the percentage + the fixed fee. To receive a target amount, charge (target + fixed fee) / (1 - percentage). The rates are the ones on your processor statement, since they vary by card type and plan; the defaults are examples.
FAQ
About this calculator
How much do card processing fees cost?
It depends on your processor and plan. Many charge a percentage of each sale plus a fixed amount per transaction. Check your own statement and enter those figures.
How do I price to cover the fee?
Divide the amount you want to receive plus the fixed fee by one minus the percentage. The calculator shows the charge needed.
Can I add a surcharge?
Rules differ. State law, card network rules and your processor's terms all matter, and some places restrict or prohibit surcharges. Check before you add one, and ask an attorney if unsure.
Are these numbers my actual fees?
No. Rates vary by card type and plan. Use the rates from your processor statement.
Is anything saved?
No. The math runs in your browser and nothing you enter is sent to us.
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