Gig workers
Gig and rideshare taxes in New Jersey, 2026
No one withholds tax from app pay. Here are the dates, the mileage rate and the forms that matter for 2026, from the IRS and the State.
Keeping your own books? Tallyfinch does invoices, bank import and reports on your computer. See Tallyfinch
2026 estimated tax dates
April 15, June 15 and September 15, 2026, and January 15, 2027. (IRS) New Jersey uses the same four dates; you owe NJ estimated tax if you expect to owe more than $400 after withholding. (NJ Treasury)
Mileage changed mid-year
| Miles driven | Business rate |
|---|---|
| January 1 to June 30, 2026 | 72.5 cents a mile |
| July 1 to December 31, 2026 | 76 cents a mile |
Keep your log by date so each mile gets the right rate. (Journal of Accountancy, reporting the IRS announcement)
Which 1099s you'll get
- 1099-K: apps and payment processors file one only when your payments are over $20,000 and over 200 transactions. (IRS) You still owe tax on all of it.
- 1099-NEC: businesses that pay you $2,000 or more in 2026 send one.
Three habits that save the most
- A separate account for gig money.
- A mileage log kept as you go, not rebuilt in April.
- Set aside a share of every payout for taxes the day it lands.
Want it handled? Monthly bookkeeping · Bookkeeping for drivers · Earnings per mile calculator
Printable kit
Driver and Side Hustle Bundle
An income and mileage tracker for drivers, a tax-time organizer and letter templates.
General information, checked November 2026. Not legal advice. MCC Solutions is not a law firm.
Questions
What's the 2026 mileage rate?
72.5 cents a mile for January to June and 76 cents a mile for July to December 2026.
Will I get a 1099-K from Uber or DoorDash?
Only if your payments are over $20,000 and over 200 transactions. Many drivers get a 1099-NEC or an annual summary instead. All income is taxable either way.
Do I have to pay quarterly?
If you expect to owe $1,000 or more to the IRS for the year, generally yes. For New Jersey, over $400.
Tallyfinch
Books you keep on your own computer
Tallyfinch does invoices, bills, bank import, reconciliation and the main reports, in a file you own. $99 once, then $5 a month for updates; the app keeps working if you stop the plan. It does not do payroll or sales tax filing. The free download records up to 60 entries.
See Tallyfinch Download it free Compare the three apps