Compare
MCC Tax 1040 vs TurboTax
TurboTax covers almost every situation and files for you. MCC Tax 1040 is a low-cost, private desktop option for simpler federal returns and the New Jersey return, which you print and mail.
| What | MCC Tax 1040 | TurboTax |
|---|---|---|
| Price | $39 one time, covering tax years 2025 and 2026. | TurboTax Free Edition costs $0 for federal, $0 for state, and $0 to file, for simple Form 1040 returns only (Intuit says roughly 37% of taxpayers qualify). The paid online editions list at $79 federal for Deluxe and $139 federal for Premium, and on the paid editions each state return is an additional charge. |
| Where your data is kept | On your own computer. Nothing you enter is sent to us. | TurboTax Online returns are kept in the user's Intuit online account, where returns from the past seven years can be accessed. Intuit says it may store and process personal information in the countries where it operates, including the United States. |
| Devices | Mac and Windows. | TurboTax Online in a web browser, plus a mobile app for iPhone, iPad, Android phones, and Android tablets that stays in sync with TurboTax Online. |
| What it leaves out or adds | Not included: E-filing (the return prints for you to sign and mail), state returns other than New Jersey, and returns that need foreign income, sales of business property or a credit for minimum tax paid in earlier years. | Advertised strengths: Access to up to seven years of past returns; Deluxe includes access to a product specialist; Optional early refund of up to 5 days with direct deposit. |
TurboTax details from its own pages, checked 2026-10-30: source 1, source 2, source 3, source 4. Prices and features change, so confirm on their site. TurboTax is a trademark of its owner; we are not affiliated with it.
Choose TurboTax if
Your return qualifies for TurboTax's free edition, you want e-filing or live expert help, you need a state return outside New Jersey, or your return includes situations MCC Tax 1040 lists as not handled.
Choose MCC Tax 1040 if
Your return is a common one, you live in New Jersey or need no state return, you are fine printing and mailing, and you want your information to stay on your computer.
FAQ
Questions about switching
What is the main difference between MCC Tax 1040 and TurboTax?
TurboTax covers almost every situation and files for you. MCC Tax 1040 is a low-cost, private desktop option for simpler federal returns and the New Jersey return, which you print and mail.
Can I e-file with MCC Tax 1040?
No. The finished return opens as a printable page that you sign and mail. If you want e-filing, use a product that offers it.
Is MCC Tax 1040 tax advice?
No. It is software that prepares a return from your answers. For advice about your situation, ask a tax professional.
Who should choose TurboTax?
Choose TurboTax if your return qualifies for TurboTax's free edition, you want e-filing or live expert help, you need a state return outside New Jersey, or your return includes situations MCC Tax 1040 lists as not handled.
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