Compare
Wrenfold vs Quicken Simplifi
Simplifi is Quicken's cloud budgeting app, billed yearly. Wrenfold is an app you buy once, with your data on your own device.
| What | Wrenfold | Quicken Simplifi |
|---|---|---|
| Price | $79 once, then $5 a month for updates and email support. Free to try in your browser with up to 60 entries, no sign-up. | Quicken lists Simplifi plans billed annually, with a lower first-year price for new members ordering directly from Quicken; renewals are at the then-current rate. Check the current price on Quicken's page. |
| Where your data is kept | In a file on your own phone or computer. We never receive your accounts, balances or transactions. | Cloud: the help center says "Your financial data is stored on Quicken-hosted servers", and the products page describes Simplifi as cloud-based with no desktop software to install. Bank login credentials are encrypted and stored by Quicken's aggregation partner. |
| Devices | iPhone and iPad (from the browser, added to the Home Screen), Mac and Windows. One purchase covers all of them. | Web and mobile; the page says Simplifi is "cloud-based, so there's no desktop software to install." The page does not name iOS or Android specifically. |
| Getting your transactions in | Imports your bank's CSV, OFX or text PDF statements, with rules that categorize for you. No bank connection of our own; you can link SimpleFIN yourself, a separate paid service. | Yes. Simplifi downloads transactions through an aggregation partner (not named) using your bank login; the connection is one-way, and updates typically run nightly. |
| If you stop paying | The app keeps working and your data stays yours. You stop getting updates. | If you cancel (turn off auto-renewal) you "will continue to have access to your data and profile until your subscription expires." If you take a refund instead, access ends immediately and you "will lose access to your data and profile"; refunds must be requested within 30 days of purchase. |
| What it leaves out or adds | Not included: A bank connection of our own, tracking of individual stocks and funds, and an App Store app. | Advertised strengths: Quicken Classic (desktop) is "Available on Windows & Mac" with "Your data stored locally."; Quicken Business & Personal is listed at "$4.99" and "$8.99" "/month Billed annually.". |
Quicken Simplifi details from its own pages, checked 2026-10-31: source 1, source 2, source 3. Prices and features change, so confirm on their site. Quicken Simplifi is a trademark of its owner; we are not affiliated with it.
Choose Quicken Simplifi if
You want automatic bank downloads, access from any browser, and a well-known brand, and a yearly subscription suits you.
Choose Wrenfold if
You want your money data on your own device instead of a company's servers, and one purchase plus a small update fee instead of a yearly plan.
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FAQ
Questions about switching
What is the main difference between Wrenfold and Quicken Simplifi?
Simplifi is Quicken's cloud budgeting app, billed yearly. Wrenfold is an app you buy once, with your data on your own device.
Is Wrenfold like Quicken Classic?
In one way: both keep your data on your own computer. Wrenfold is built for budgeting, bills, goals and debt payoff, not investment tracking.
Can I import from Quicken?
Wrenfold imports bank statements as CSV, OFX or text PDF. Export what your bank or Quicken lets you and start from that.
Who should choose Quicken Simplifi?
Choose Quicken Simplifi if you want automatic bank downloads, access from any browser, and a well-known brand, and a yearly subscription suits you.
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