How it works. Pick the state and whether you're the buyer or the seller. You get the steps in order, whether your signature needs a notary, the paperwork to bring, and the buyer's deadline, each marked as the state's own rule or as good practice.
Make your checklist
Buying a car: New Jersey
Notary: not confirmed
- Your signature
- No official page we opened says whether this signature has to be notarized here. Ask the agency before signing, or sign in front of a notary to be safe.
- Deadline
- The title is transferred within 10 working days of the sale to avoid a $25 penalty. Due by Tuesday, December 15, 2026.
- Paperwork
- Bill of sale: required
- The original title, signed over
- Odometer entry or disclosure
- The agency's title application, proof of insurance and ID
Your steps
- Check the title against the car and the sellerGood practice
The VIN on the title should match the car, and the seller's ID should match the owner's name on the title. Ask about any lien listed on it. - Watch the title get signedNot confirmed
Seller: not confirmed whether a notary is needed. Buyer: the pages we read don't say whether your signature needs a notary. - Get a bill of saleFrom the state's page
The seller gives the buyer the signed title with a bill of sale."give it to the buyer, along with a bill of sale including the following information"
- Check the mileage entryFrom the state's page
The seller gives an accurate odometer reading at the time of sale."You are required to provide an accurate odometer reading at the time of sale."
- Insure the car before you drive itGood practice
Most states require insurance to register. Arrange it before driving away. - Title it in your name in timeFrom the state's page
The title is transferred within 10 working days of the sale to avoid a $25 penalty. For a sale on Tuesday, December 1, 2026, that's by Tuesday, December 15, 2026."must be transferred within 10 working days from the date of sale"
- Plates and feesFrom the state's page
The seller removes the plates and surrenders them or moves them to another of the seller's vehicles; plates never go to the new owner. Title fee: $60 for a standard vehicle; $85 with one lien, $110 with two."can be transferred to another vehicle, but not to another owner."
Official source: New Jersey Motor Vehicle Commission (MVC) · More on this state
Before the money changes hands
Meet in daylight somewhere public, or at the bank or tag office where the payment can be checked. Count cash or confirm a cashier's check with the issuing bank before signing anything. The seller signs only when payment is final; the buyer pays only when the title is in hand with no open lien.
Every state on one page: car title notarization by state. For the full private-sale walkthrough, see the title transfer guide.
General information, not legal advice; we are not lawyers. Checked November 2026 against the official pages linked in each checklist. Forms, fees and deadlines change, a county office can add its own steps, and gifts, estates, liens and out-of-state titles follow other rules; the agency or an attorney can tell you how a rule applies to your sale. MCC Solutions is not affiliated with any motor vehicle agency.
Questions about the checklist
Which state's rules apply?
Usually the state that issued the title governs how it's signed over, and the buyer's home state governs titling and registration. When the two differ, read both: a title from a notary state still needs its notary even if the buyer lives somewhere that doesn't ask for one.
What does 'Not confirmed' mean in my checklist?
That step's rule wasn't stated on the official pages we could open for that state. The checklist still gives the safe default, and the agency link at the bottom is where to confirm it.
How is the due date worked out?
From the sale date you enter, using the state's own count. Calendar-day rules count every day; business-day rules skip weekends but not holidays, so a holiday can make the true deadline a day later, never earlier.
Can I sign the title before meeting the buyer?
Don't. In states that require a notary, the signature has to be made in front of the notary. Everywhere, a pre-signed open title invites fraud, and corrections or cross-outs can void it.
Does this page save what I enter?
No. The state, role and date travel in the page address only, so a link such as ?state=oh&role=seller opens the same checklist, and it works without JavaScript.