Document pack
Iowa Small Claims Court Kit: the $6,500 Limit, Filing Guide, Demand Letter, Evidence and Hearing Prep, and a Claim Calculator
In Iowa, small claims (Small claims, Iowa District Court) cover claims up to $6,500. From the official page: The total claim can't be more than $6,500, not counting interest and court costs.
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Browse the storeWho it is for
People and small businesses with a money claim in Iowa that may fit under $6,500, and people who have been sued there and want the same organized record. Iowa Code 631.14(1): small claims "may be brought or defended by an individual, partnership, association," corporation or other organization, and a party that isn't an individual may be represented by one of its officers or employees. A business that regularly takes assignments of accounts may sue in its own name without a lawyer, and any party may have a lawyer.
Not the right fit if
Your claim is outside Iowa, over its small claims limit, or needs a lawyer (an injury, a dispute over land, a family case). Not a form preparation or legal service.
Why it is different
- Built only from our Iowa small claims data file, checked November 2026 against Iowa Judicial Branch: Instructions for Filing a Small Claims Action for Money Judgment; Iowa Judicial Branch: Small Claims; Iowa Code 631.14 Representation in small claims.
- All 9 Iowa facts in the kit are confirmed on an official page.
- Official forms are linked, not copied, so you always file the court's current version.
What is inside
- Start here and is small claims right?. How to use the kit, the 9 confirmed Iowa facts at a glance and a yes/no checklist: is the amount under $6,500, is it the right court, is there someone to serve and something to collect from.
- Iowa filing guide. Where and how to file, from the official pages: File electronically, naming the county at the top of the Original Notice (the instructions say the county where you are located; check venue with the clerk). Fees: electronic filing fee: $115; service by certified mail, per party: $20. From the Iowa Judicial Branch money-judgment instructions. Sheriff service fees vary by county. Online filing: https://www.iowacourts.gov/efile/efile-instructions/
- Service, the hearing and after in Iowa. Service: The sheriff in the defendant's county, certified restricted mail, or the Secretary of State for some nonresidents. The defendant generally has 20 days to file an Appearance and Answer. Lawyers are allowed. Appeal: File a Notice of Appeal (Form 3.26) with the fee; the instructions don't give the deadline, so check with the clerk.
- Demand letter and response tracker. A neutral demand letter to fill in (what happened, the amount, a reply-by date, how to pay), a log of every reply and offer, and a short checklist before sending.
- Evidence organizer and hearing prep. An exhibit list numbered for the judge, a timeline, witness notes, a three-minute opening outline and a hearing-day packing list.
- Iowa small claims workbook (Excel). A claim calculator that adds up your items and compares the total with $6,500, a costs sheet with the Iowa fee list, a deadline sheet in business days that skips weekends and federal holidays, and a collection tracker with the balance owed.
A look inside
The first pages, as you will get them
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Iowa Small Claims Court Kit
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Delivered as a zip of editable Word files and printable PDFs. For one business, your own use. General information and templates, not legal, tax or accounting advice. General information, not legal advice; we are not lawyers and aren't affiliated with any court. The court clerk can explain the procedure but can't give legal advice; for advice about your claim, ask a lawyer or your state's legal aid or court self-help center. Payment is handled by Stripe. If a file will not open or something looks wrong, reply to your order email and we will make it right.
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See the membershipQuestions
Common questions
What's in the download?
Four Word and PDF documents (Start Here with the is-small-claims-right checklist, the Iowa filing guide, the demand letter and response tracker, and the evidence and hearing prep pages) and the Iowa small claims workbook in Excel, by email link after payment.
Does the kit say how much I can claim in Iowa?
Yes, from the official page: $6,500. The total claim can't be more than $6,500, not counting interest and court costs. The workbook compares your total with it.
Which Iowa filing fees does the kit list?
electronic filing fee: $115; service by certified mail, per party: $20. From the Iowa Judicial Branch money-judgment instructions. Sheriff service fees vary by county.
What does the Iowa filing guide say about filing and serving?
Filing: File electronically, naming the county at the top of the Original Notice (the instructions say the county where you are located; check venue with the clerk). Serving: The sheriff in the defendant's county, certified restricted mail, or the Secretary of State for some nonresidents. The defendant generally has 20 days to file an Appearance and Answer.
What does it say about lawyers and appeals in Iowa?
Lawyers are allowed. Appeal: File a Notice of Appeal (Form 3.26) with the fee; the instructions don't give the deadline, so check with the clerk.
Are the court forms included?
No. The kit links the official Iowa pages where the current forms are (https://www.iowacourts.gov/browse/files/cc85952321f54914bf6ba14535b8ac9d/download), so you always use the court's own version.
Is this legal advice?
No. The court clerk can explain the procedure but can't give legal advice; for advice about your claim, ask a lawyer or your state's legal aid or court self-help center.
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